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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44354 reviews)

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4.87

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Modern bank

Modern, easy to manage, great service. Reviewed on: 17th March 2021

Go Zopa

Great company,always recommend Zopa. Reviewed on: 17th March 2021

Amazing

Brilliant and so easy to use and understand Reviewed on: 17th March 2021

Easy to set up and very easy to use

Great company, always willing to help you to improve your credit score and very good interest rates especially for people like me with poor credit Reviewed on: 17th March 2021

Helped when others wouldn't

Othe companies would look at my credit score and say "No" but zopa gave me a chance and since they have helped build my credit back up. Reviewed on: 17th March 2021

Zopa Credit Card

Great service, Easy to use app making all transactions simple. Love the monthly update on credit also. Reviewed on: 17th March 2021

Quick easy application and no hidden cost

Easy affordable easy to contact and always keep you up to date Reviewed on: 17th March 2021

Good

Easy to use, simple app, is helping me build my credit Reviewed on: 17th March 2021

dont go changing

love it !! the whole experience is great, love the app and the text notifications of recent spending is fab Reviewed on: 17th March 2021

Ideal card

Brilliant and handy credit card, great customer service and easy to understand statements, the app is great to! You can get alerts to let you know when you’ve spent money on the card! Brilliant feature so you can keep an eye on your spending Reviewed on: 17th March 2021

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