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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44340 reviews)

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4.94

Based on 44,340 reviews, last reviewed 1st May 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very straightforward card easy to use &the app is ve... Very straightforward card easy to use &the app is very easy to use highly recommend it Reviewed on: 1st May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44340)

Simple and efficient!

A very simple card to operate and service with a very effective service back-up from the card provider hence making it super efficient. Superb app to help with budget control too. Reviewed on: 17th March 2021

The best

Totally excellent in every way really good service Reviewed on: 17th March 2021

No problems for me

Easy to use app. All details including balance are quickly updated. Totally happy. No issues Reviewed on: 17th March 2021

10 stars

zopa, excellent service and good friendly customer services Reviewed on: 17th March 2021

Fantastic credit card

I would like to say thank you. The credit card I have from you is fantastic. The minute I make a payment it goes straight on to the balance which I love. Plus every now and again I get a message saying if I'm eligible for more credit which is fantastic. I would totally recommend this credit card to anyone many thanks simon donovan. Reviewed on: 17th March 2021

Totally satisfied

I am a new customer with zopa but from the initial registration ,to the app ,and the information provided i am very satisfied with this company and I am so happy that I am a zopa customer they make everything very easy Reviewed on: 17th March 2021

Nice service

Good I recommend my friend to join with Zopa. good service always Reviewed on: 17th March 2021

New customer

Really happy with the service and use of this card. Reviewed on: 17th March 2021

Easy credit card

Easy to apply for very good credit card Reviewed on: 17th March 2021

Great easy going and informative

From the first day I applied you were nothing but helpful Reviewed on: 17th March 2021

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