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Zopa: Credit card reviews

View other Zopa products
4.94
Based on 43,073 reviews, last reviewed 7th Mar 2026
271800% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

really enjoying using this card. really enjoying using this card..the app is so clear and easy to use, :) Reviewed on: 7th March 2026
kieran 's avatar
kieran

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026
Thobekile Nkomo 's avatar
Thobekile Nkomo
Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (43073)

Great

5
Great provider easy to use and no problems when contacting them Reviewed on: 15th February 2021
nlloyd10@sky.com's avatar
[email protected]

Great service

5
Quick and easy to use and great customer interaction. Would highly recommend Reviewed on: 15th February 2021
Christopher's avatar
Christopher

Reliable

4
Reliable company. Quick delivery of my card Reviewed on: 15th February 2021
Ellie's avatar
Ellie

Great credit card

5
Quick and easy efficient service. Received my card within a few days. Online app easy to use. Would definitely recommend Reviewed on: 15th February 2021
Donna's avatar
Donna

Excellent service all round

5
Support, customer services. Credibility. Can't fault this new company. Reviewed on: 15th February 2021
Helius Andreas 's avatar
Helius Andreas

Great Customer Service

5
I've been very happy with the responsiveness of the reps if I ever have issues. Reviewed on: 15th February 2021
Shannon's avatar
Shannon

5 star

5
Highly recommended, great service! App is very easy to use. Reviewed on: 15th February 2021
clo's avatar
clo

Simple, efficient, speedy

5
Instant updates when use cards simple app, highly recommended Reviewed on: 15th February 2021
John wain's avatar
John wain

Fantastic

5
Great credit card, easy to use and app is really useful which provides clear visibility on your spending and to also manage your credit limit. Reviewed on: 15th February 2021
JDignan's avatar
JDignan

First Class Service!

5
Love that my payments clear my balance near instantly. This allows me to budget better, and stay within my credit limit. The handy credit reporting and eligibility tool is also very useful for keeping track on your personal finances. Can’t fault them. Reviewed on: 15th February 2021
David's avatar
David

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