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Zopa: Credit card reviews

Name: Credit card
Rating: 4.868422968230354808 (44347 reviews)

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4.87

Based on 44,347 reviews, last reviewed 12th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Upon applying for a credit card with Zopa. Upon applying for a credit card with Zopa. I was able to navigate around the website easily to apply for a credit card. Reviewed on: 12th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Brilliant credit card Provider

Brilliant card, easy to manage through the app Reviewed on: 17th March 2021

New and brilliant

I'd never heard of Zopa before until I was recommended them by Clearscore. It was so simple to apply, and the whole process took minutes. The design the website and app is stunning and easy to use. It's bold, it stands out. Great features like the safety net so you don't over spend and keep some money aside. Reviewed on: 17th March 2021

East and convenient

Always update instantly not having to wait for 2 days for funds to clear Reviewed on: 17th March 2021

Modern bank

Modern, easy to manage, great service. Reviewed on: 17th March 2021

Go Zopa

Great company,always recommend Zopa. Reviewed on: 17th March 2021

Amazing

Brilliant and so easy to use and understand Reviewed on: 17th March 2021

Easy to set up and very easy to use

Great company, always willing to help you to improve your credit score and very good interest rates especially for people like me with poor credit Reviewed on: 17th March 2021

Helped when others wouldn't

Othe companies would look at my credit score and say "No" but zopa gave me a chance and since they have helped build my credit back up. Reviewed on: 17th March 2021

Zopa Credit Card

Great service, Easy to use app making all transactions simple. Love the monthly update on credit also. Reviewed on: 17th March 2021

Quick easy application and no hidden cost

Easy affordable easy to contact and always keep you up to date Reviewed on: 17th March 2021

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