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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44340 reviews)

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4.94

Based on 44,340 reviews, last reviewed 1st May 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very straightforward card easy to use &the app is ve... Very straightforward card easy to use &the app is very easy to use highly recommend it Reviewed on: 1st May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44340)

Helped when others wouldn't

Othe companies would look at my credit score and say "No" but zopa gave me a chance and since they have helped build my credit back up. Reviewed on: 17th March 2021

Zopa Credit Card

Great service, Easy to use app making all transactions simple. Love the monthly update on credit also. Reviewed on: 17th March 2021

Quick easy application and no hidden cost

Easy affordable easy to contact and always keep you up to date Reviewed on: 17th March 2021

Good

Easy to use, simple app, is helping me build my credit Reviewed on: 17th March 2021

dont go changing

love it !! the whole experience is great, love the app and the text notifications of recent spending is fab Reviewed on: 17th March 2021

Ideal card

Brilliant and handy credit card, great customer service and easy to understand statements, the app is great to! You can get alerts to let you know when you’ve spent money on the card! Brilliant feature so you can keep an eye on your spending Reviewed on: 17th March 2021

Great service

Great customer service, very helpful and friendly. Helped build my credit score. Would highly recommend. Reviewed on: 17th March 2021

Simple safe credit

This card has been easy to use and understand, very good communication with credit improving advise and tips, helping me stay within my limits and improving my understanding Reviewed on: 17th March 2021

Excellent provider

Never had a problem with the service they provide and the app is very clean and easy to use....Overall excellent Reviewed on: 17th March 2021

Zopa have been a great help in supporting me to manage and improve my credit rating.

I’m currently trying to improve my credit but getting a credit card was difficult, Zopa approved me for a small limit to manage and had been a great help in supporting me to improve my overall credit rating. Thanks Zopa Chris Deering Reviewed on: 17th March 2021

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