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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44340 reviews)

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4.94

Based on 44,340 reviews, last reviewed 1st May 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very straightforward card easy to use &the app is ve... Very straightforward card easy to use &the app is very easy to use highly recommend it Reviewed on: 1st May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44340)

Zopa - Banking made simple

Zopa makes Banking simple and easy for customers. Flexible, reliable and uncomplicated. Reviewed on: 17th March 2021

Service

Excellent service great customer service, highly recommend Reviewed on: 17th March 2021

Very best asset

The feeling of self confidence is one of the greatest feeling you could possibly hope for. Having a Zopa card in your pocket gives you this feeling knowing that you are able to get anything that you want or need Reviewed on: 17th March 2021

Brilliant credit card Provider

Brilliant card, easy to manage through the app Reviewed on: 17th March 2021

New and brilliant

I'd never heard of Zopa before until I was recommended them by Clearscore. It was so simple to apply, and the whole process took minutes. The design the website and app is stunning and easy to use. It's bold, it stands out. Great features like the safety net so you don't over spend and keep some money aside. Reviewed on: 17th March 2021

East and convenient

Always update instantly not having to wait for 2 days for funds to clear Reviewed on: 17th March 2021

Modern bank

Modern, easy to manage, great service. Reviewed on: 17th March 2021

Go Zopa

Great company,always recommend Zopa. Reviewed on: 17th March 2021

Amazing

Brilliant and so easy to use and understand Reviewed on: 17th March 2021

Easy to set up and very easy to use

Great company, always willing to help you to improve your credit score and very good interest rates especially for people like me with poor credit Reviewed on: 17th March 2021

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