Write a review

Newsletter

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

View other Zopa products

4.87

Based on 44,347 reviews, last reviewed 12th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Upon applying for a credit card with Zopa. Upon applying for a credit card with Zopa. I was able to navigate around the website easily to apply for a credit card. Reviewed on: 12th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

See what you spend conveniently and instantly

Best credit card bar none to easily keep on track with your spending, efficiently email and text notifications instantly, a breeze to use and clear balance respectively Reviewed on: 17th March 2021

Would highly recommend

Highly recomend. Very helpful and useful service Reviewed on: 17th March 2021

simple and easy to use

simple to use, easy fast payments. Reviewed on: 17th March 2021

Highly recommend

Easy to use and great way to rebuild credit Reviewed on: 17th March 2021

Great!

Easy to use app and manage account, really pleased! Reviewed on: 17th March 2021

Zopa is amazing

Zopa is an amazing credit card provider, they help you to improve your score and learn where you can improve. Highly recommended! Reviewed on: 17th March 2021

Super Easy No fuss!

The app is super easy to use. I can manage my money and when I lost my bank card last week. It was no hassle in ordering a new one! I didn’t have to panic and the new card was in my hand in a few days. I’ve struggled with credit cards previously but find zoopla really accepting and manageable Reviewed on: 17th March 2021

Zopa - Banking made simple

Zopa makes Banking simple and easy for customers. Flexible, reliable and uncomplicated. Reviewed on: 17th March 2021

Service

Excellent service great customer service, highly recommend Reviewed on: 17th March 2021

Very best asset

The feeling of self confidence is one of the greatest feeling you could possibly hope for. Having a Zopa card in your pocket gives you this feeling knowing that you are able to get anything that you want or need Reviewed on: 17th March 2021

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Credit card
from Nationwide 4.17 from 223 reviews
All in One Credit Card
from Santander 4.29 from 23 reviews
Credit card
from Debenhams 3.73 from 14 reviews

Want to see more from Zopa?

Personal loan
from Zopa 4.91 from 69090 reviews
Fixed term savings account
from Zopa 4.87 from 1795 reviews
Cash ISA
from Zopa 4.84 from 1546 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub