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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43058 reviews)

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4.94

Based on 43,058 reviews, last reviewed 7th Mar 2026

270300% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

I struggled with credit for a long time. I struggled with credit for a long time. Zopa have been amazing and helped when no one else would. I definitely recommend you give them a try Reviewed on: 7th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43058)

Great card

Quality product, easy to apply and use. Especially good feature in that as soon as you make payment it is applied to your account. Would certainly recommend. Reviewed on: 15th February 2021

Great bank

What I like best is there banking apt actually works and gives instant information about your daily banking great stuff Reviewed on: 15th February 2021

Review

No issuesveith zopa easy contact payments go through straight away into that account Reviewed on: 15th February 2021

Best credit card ever.

One of the best card ever. Quick approval, ease to use anywhere in the world, prompt to help me any time i need help from them. Thanks zopa. Reviewed on: 15th February 2021

Mr Joshua Stewart

The best of all credit card bank out there . Easy to use and very rewarding. Reviewed on: 15th February 2021

Great

Great provider easy to use and no problems when contacting them Reviewed on: 15th February 2021

Great service

Quick and easy to use and great customer interaction. Would highly recommend Reviewed on: 15th February 2021

Reliable

Reliable company. Quick delivery of my card Reviewed on: 15th February 2021

Great credit card

Quick and easy efficient service. Received my card within a few days. Online app easy to use. Would definitely recommend Reviewed on: 15th February 2021

Excellent service all round

Support, customer services. Credibility. Can't fault this new company. Reviewed on: 15th February 2021

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