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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44354 reviews)

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4.87

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

User friendly!

Really user friendly app and great, speedy customer service Reviewed on: 17th March 2021

Excellent

Fair , right and professional the right company for the right job Reviewed on: 17th March 2021

Excellent User Service

Zopa is such an easy system. Excellent user friendly interface Reviewed on: 17th March 2021

understanding and fantastic

i was in a hole and these guys really helped me keep going. i cant recommend them enough Reviewed on: 17th March 2021

Excellent customer service

Very good and comfortable to deal with. Focused on customer needs, excellent customer service Reviewed on: 17th March 2021

Excellent acount

This card is great with a good customer service team what more do you need from a card provider. Overall I would recommend it Reviewed on: 17th March 2021

Zopa

Excellent service and easy to use account Reviewed on: 17th March 2021

Clever card

I haven’t had to experience anything with the card that’s why it’s so good, haven’t had to complain easy to use and know where I am with it, that apps good Reviewed on: 17th March 2021

Amazing, Efficient, polite and professiona

Helpful, many quick and easy steps to follow to minimise waiting time Reviewed on: 17th March 2021

Excellent company to deal with

Very easy to deal with very easy to get set up and customer care is excellent Reviewed on: 17th March 2021

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