Write a review

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44340 reviews)

View other Zopa products

4.94

Based on 44,340 reviews, last reviewed 1st May 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very straightforward card easy to use &the app is ve... Very straightforward card easy to use &the app is very easy to use highly recommend it Reviewed on: 1st May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44340)

Simple, no fuss, friendly!

Love Zopa, up to date notifications, instant updates on all transactions, including when you pay money in, and the app is easy to use! Shame other credit cards aren’t so simple! Brilliant! Reviewed on: 17th March 2021

Speed and professional

Awesome service and set up with a very professional service and simple to do online service Reviewed on: 17th March 2021

Amazing!

When I put my money in the credit card in seconds my money is ready to spend. AMAZING! Reviewed on: 17th March 2021

See what you spend conveniently and instantly

Best credit card bar none to easily keep on track with your spending, efficiently email and text notifications instantly, a breeze to use and clear balance respectively Reviewed on: 17th March 2021

Would highly recommend

Highly recomend. Very helpful and useful service Reviewed on: 17th March 2021

simple and easy to use

simple to use, easy fast payments. Reviewed on: 17th March 2021

Highly recommend

Easy to use and great way to rebuild credit Reviewed on: 17th March 2021

Great!

Easy to use app and manage account, really pleased! Reviewed on: 17th March 2021

Zopa is amazing

Zopa is an amazing credit card provider, they help you to improve your score and learn where you can improve. Highly recommended! Reviewed on: 17th March 2021

Super Easy No fuss!

The app is super easy to use. I can manage my money and when I lost my bank card last week. It was no hassle in ordering a new one! I didn’t have to panic and the new card was in my hand in a few days. I’ve struggled with credit cards previously but find zoopla really accepting and manageable Reviewed on: 17th March 2021

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Credit Card
from Tymit 4.73 from 155 reviews
Clear Rate Platinum Credit Card
from NatWest 3.80 from 19 reviews
Credit Card
from thinkmoney 3.13 from 3 reviews

Want to see more from Zopa?

Cash ISA
from Zopa 4.95 from 1545 reviews
Personal loan
from Zopa 4.95 from 69082 reviews
Current account
from Zopa 4.93 from 6589 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub