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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

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4.87

Based on 44,347 reviews, last reviewed 12th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Upon applying for a credit card with Zopa. Upon applying for a credit card with Zopa. I was able to navigate around the website easily to apply for a credit card. Reviewed on: 12th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Clever card

I haven’t had to experience anything with the card that’s why it’s so good, haven’t had to complain easy to use and know where I am with it, that apps good Reviewed on: 17th March 2021

Amazing, Efficient, polite and professiona

Helpful, many quick and easy steps to follow to minimise waiting time Reviewed on: 17th March 2021

Excellent company to deal with

Very easy to deal with very easy to get set up and customer care is excellent Reviewed on: 17th March 2021

Fantastic company

I love zopa, I got my friend's husband and family to join. Amazing service, easy to use app. P Reviewed on: 17th March 2021

New customer

Very happy love the text message updated and easy app access Reviewed on: 17th March 2021

A card that helps you keep on track

This card helps me control my spending it is so easy to use. You are in control and the company keeps you on track. Reviewed on: 17th March 2021

Very Helpful, Definitely Recommend

Helpful to build credit score or just for the little things in life... Definitely Recommend. Reviewed on: 17th March 2021

Simple, no fuss, friendly!

Love Zopa, up to date notifications, instant updates on all transactions, including when you pay money in, and the app is easy to use! Shame other credit cards aren’t so simple! Brilliant! Reviewed on: 17th March 2021

Speed and professional

Awesome service and set up with a very professional service and simple to do online service Reviewed on: 17th March 2021

Amazing!

When I put my money in the credit card in seconds my money is ready to spend. AMAZING! Reviewed on: 17th March 2021

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