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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44340 reviews)

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4.94

Based on 44,340 reviews, last reviewed 1st May 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very straightforward card easy to use &the app is ve... Very straightforward card easy to use &the app is very easy to use highly recommend it Reviewed on: 1st May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44340)

Excellent customer service

Very good and comfortable to deal with. Focused on customer needs, excellent customer service Reviewed on: 17th March 2021

Excellent acount

This card is great with a good customer service team what more do you need from a card provider. Overall I would recommend it Reviewed on: 17th March 2021

Zopa

Excellent service and easy to use account Reviewed on: 17th March 2021

Clever card

I haven’t had to experience anything with the card that’s why it’s so good, haven’t had to complain easy to use and know where I am with it, that apps good Reviewed on: 17th March 2021

Amazing, Efficient, polite and professiona

Helpful, many quick and easy steps to follow to minimise waiting time Reviewed on: 17th March 2021

Excellent company to deal with

Very easy to deal with very easy to get set up and customer care is excellent Reviewed on: 17th March 2021

Fantastic company

I love zopa, I got my friend's husband and family to join. Amazing service, easy to use app. P Reviewed on: 17th March 2021

New customer

Very happy love the text message updated and easy app access Reviewed on: 17th March 2021

A card that helps you keep on track

This card helps me control my spending it is so easy to use. You are in control and the company keeps you on track. Reviewed on: 17th March 2021

Very Helpful, Definitely Recommend

Helpful to build credit score or just for the little things in life... Definitely Recommend. Reviewed on: 17th March 2021

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