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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44354 reviews)

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4.87

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Easy to use!

quick and easy to use so helpful!!! Reviewed on: 17th March 2021

Brilliant

Easy to use and easy to understand an a great service Reviewed on: 17th March 2021

Great Control

Smart little card to help build ya credit and manage and balance it well.. has a great app to! Reviewed on: 17th March 2021

Top notch

First class in every way, helpful customer services too, Reviewed on: 17th March 2021

I recommend

I fully recommend! Easy to use and easy to pay every month, app it’s great and easy to use. Reviewed on: 17th March 2021

Very amazing !!!

Quick to get the card and credit great service and always transparent. Reviewed on: 17th March 2021

Great company to deal with

Great company, great service. A* Reviewed on: 17th March 2021

Great service

Everything you need in a credit card Reviewed on: 17th March 2021

Great!!

I am so impressed with the speed the amount of expenditure reach or show in the display. Ii was so easy to apply!! I will definitely recommend to my friends actually i already did it. Reviewed on: 17th March 2021

Zopa is perfect!!

Since getting a credit card with zopa I couldn't be more happy. There app is great to keep an eye on things, you get notified straight away when you make a transaction. Overall zopa I have recommended to many already and their customer service is great!!! Reviewed on: 17th March 2021

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