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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Great company to deal with

Great company, great service. A* Reviewed on: 17th March 2021

Great service

Everything you need in a credit card Reviewed on: 17th March 2021

Great!!

I am so impressed with the speed the amount of expenditure reach or show in the display. Ii was so easy to apply!! I will definitely recommend to my friends actually i already did it. Reviewed on: 17th March 2021

Zopa is perfect!!

Since getting a credit card with zopa I couldn't be more happy. There app is great to keep an eye on things, you get notified straight away when you make a transaction. Overall zopa I have recommended to many already and their customer service is great!!! Reviewed on: 17th March 2021

User friendly!

Really user friendly app and great, speedy customer service Reviewed on: 17th March 2021

Excellent

Fair , right and professional the right company for the right job Reviewed on: 17th March 2021

Excellent User Service

Zopa is such an easy system. Excellent user friendly interface Reviewed on: 17th March 2021

understanding and fantastic

i was in a hole and these guys really helped me keep going. i cant recommend them enough Reviewed on: 17th March 2021

Excellent customer service

Very good and comfortable to deal with. Focused on customer needs, excellent customer service Reviewed on: 17th March 2021

Excellent acount

This card is great with a good customer service team what more do you need from a card provider. Overall I would recommend it Reviewed on: 17th March 2021

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