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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

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4.87

Based on 44,347 reviews, last reviewed 12th Jun 2026

73% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Upon applying for a credit card with Zopa. Upon applying for a credit card with Zopa. I was able to navigate around the website easily to apply for a credit card. Reviewed on: 12th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

I have found staff to be very helpful and supportive...

I have found staff to be very helpful and supportive when I need help with my account. Rates are very competitive and fair and they always remind me when my payments are due, even when I have missed the first date they do not inflict a penalty but give me a chance to make sure I have the payment ready for two days later. Reviewed on: 15th April 2026

I used zopa in the USA and was amazed how good this...

I used zopa in the USA and was amazed how good this card was never let me down very happy Reviewed on: 15th April 2026

My experience with Zopa happen to be a good one with...

My experience with Zopa happen to be a good one without any issues Reviewed on: 15th April 2026

Fantastic Absolutely fabulous card and service

Absolutely fabulous card and service Reviewed on: 15th April 2026

I like how easy and accessible my account and card are.

I like how easy and accessible my account and card are. I’d like to be offered more credit more often. It’s very low and I’ve no wiggle room Reviewed on: 15th April 2026

Great service easy to use app very happy

Great service easy to use app very happy Reviewed on: 15th April 2026

Like the card and interest rates quite competitive

Like the card and interest rates quite competitive Reviewed on: 15th April 2026

Great company

Easy to apply. Online app is great. Reviewed on: 15th April 2026

It's a great app,and great customer service,very fai...

It's a great app,and great customer service,very fair with prices,love it Reviewed on: 15th April 2026

Faultless service.

Faultless service. Exceptional customer service. App is easy to use Reviewed on: 15th April 2026

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