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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

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4.87

Based on 44,347 reviews, last reviewed 12th Jun 2026

73% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Upon applying for a credit card with Zopa. Upon applying for a credit card with Zopa. I was able to navigate around the website easily to apply for a credit card. Reviewed on: 12th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

I just find zopa a great company to provide anyone w...

I just find zopa a great company to provide anyone with a credit card,though I do not bank with Zopa used correctly my credit card is a great tool to have. Reviewed on: 15th April 2026

Zopa app is so easy to use.

Zopa app is so easy to use. Transfers are quick and easy too. Overall best banking app I have. Reviewed on: 15th April 2026

Excellent 5 star very helpful especially when you fa...

Excellent 5 star very helpful especially when you fall on hard times I would highly recommend anyone looking for credit card to try Zopa Reviewed on: 15th April 2026

Excellent customer service and app, impressed by sho...

Excellent customer service and app, impressed by short hold time when I contacted via phone Reviewed on: 15th April 2026

Well I took up Zopa Credit card to help rebuild my c...

Well I took up Zopa Credit card to help rebuild my credit score and Iv been able to up my credit score by 75 since having and using my credit card with Zopa. I like how efficient and easy the Zopa App is and also when I had an issue with my card it was resolved very quickly by the customer service team! Reviewed on: 15th April 2026

Excellent good service and also helpful

Excellent good service and also helpful Reviewed on: 15th April 2026

They are absolutely fantastic to deal with especiall...

They are absolutely fantastic to deal with especially with their product range Reviewed on: 15th April 2026

It's perfect u can have as much as 500 to much more...

It's perfect u can have as much as 500 to much more its help me a lot and the repayment its so good as well as communication Reviewed on: 15th April 2026

Very helpful customer service when I had suspected f...

Very helpful customer service when I had suspected fraud with my credit card . Reviewed on: 15th April 2026

Never had any issues had this card for over 5...

Never had any issues had this card for over 5 year so Reviewed on: 15th April 2026

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