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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

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4.87

Based on 44,347 reviews, last reviewed 12th Jun 2026

73% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Upon applying for a credit card with Zopa. Upon applying for a credit card with Zopa. I was able to navigate around the website easily to apply for a credit card. Reviewed on: 12th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Very easy to use - had no issues

Very easy to use - had no issues Reviewed on: 15th April 2026

It is very good customer service

It is very good customer service Reviewed on: 15th April 2026

My review is 5 Stars to Zopa very consistently helpful

My experience with Zopa has been very good in each way shopping taking cash from ATM no problems. Reviewed on: 15th April 2026

Excellent

I cannot fault Zopa in the slightest never had any hassle and repayments are affordable Reviewed on: 15th April 2026

Easy to use the app is very simple to use...

Easy to use the app is very simple to use Reviewed on: 15th April 2026

Zopa are the best credit card providef i gave ever b...

Zopa are the best credit card providef i gave ever been with. Easy to use, great app with brilluanr features. Reviewed on: 15th April 2026

Simple and straightforward good to have a Zopa card...

Simple and straightforward good to have a Zopa card for those unexpected bills Reviewed on: 15th April 2026

Zopa are reliable and trustworthy.

Zopa are reliable and trustworthy. A great provider. Always on hand if you need to contact them. Reviewed on: 15th April 2026

I love all aspects of Zopa

I love all aspects of Zopa from its current account to credit card to ISAs and especially Savings. Reviewed on: 15th April 2026

Helpful customer service and a user friendly app.

Helpful customer service and a user friendly app. Reviewed on: 15th April 2026

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