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Zopa: Credit card reviews

Name: Credit card
Rating: 4.93 (41972 reviews)

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4.93

Based on 41,972 reviews, last reviewed 18th Feb 2026

167000% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great team and easy to use app. Great team and easy to use app. Super easy to sign up and everything is very straightforward. Reviewed on: 18th February 2026

Latest lowest rating:

1

My credit card has been frozen due to suspicious act... My credit card has been frozen due to suspicious activity, I've checked my statement and nothing looks off, tried to get hold of Zopa all weekend with... Read more Reviewed on: 13th October 2025

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (41972)

Most banks and finance companies I deal with in uk d...

Most banks and finance companies I deal with in uk didn’t give me a chance to rectify my situation when It was bad, except zopa, who was always very patient with me. Reviewed on: 15th January 2026

Easy to use and gives peace of mind

Easy to use and gives peace of mind Reviewed on: 15th January 2026

A good egg!

They have been very good. The online portal makes managing my account really easy. Reviewed on: 15th January 2026

I love my Zopa card.

I love my Zopa card. The app is easy to use and everything is so straightforward Reviewed on: 15th January 2026

Everything has been great

Everything has been great no issues no complaints from me Reviewed on: 15th January 2026

Is very goood card and is very good service

Is very goood card and is very good service Reviewed on: 15th January 2026

I can't say anything bad about Zopa I would highly r...

I can't say anything bad about Zopa I would highly recommend Reviewed on: 15th January 2026

I was really happy I was given a zopla card as I hav...

I was really happy I was given a zopla card as I have an Iva which wasn't through me to bad credit I helped out my son and he couldn't afford the payments anymore which resulted in me having to get an iva I've never missed a payment so for zopla to give me a card i was so happy as I'm a good payer and hopefully they will see that and in time up my limit a bit more thank you zopla Reviewed on: 15th January 2026

Fast and Helpful

Prompt response and helpful advice given. Reviewed on: 15th January 2026

Very smooth easy to talk to and work things out

Very smooth easy to talk to and work things out Reviewed on: 15th January 2026

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