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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

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4.87

Based on 44,347 reviews, last reviewed 12th Jun 2026

73% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Upon applying for a credit card with Zopa. Upon applying for a credit card with Zopa. I was able to navigate around the website easily to apply for a credit card. Reviewed on: 12th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

I find that Zopa has excellent service and helpful

I find that Zopa has excellent service and helpful Reviewed on: 15th April 2026

I haven't had to speak to customer services so fiv3...

I haven't had to speak to customer services so fiv3 that neutral but I haven't had any problems with my card or banking app works great easy to use only down side not had anything about credit increase in about 18 months Reviewed on: 15th April 2026

It’s been a very simple and easy to use process and...

It’s been a very simple and easy to use process and the experience has been very positive. I’m looking forward to exploring more with Zopa. Reviewed on: 15th April 2026

Reliable, no hidden fees and good customer service

Reliable, no hidden fees and good customer service Reviewed on: 15th April 2026

Just zopa !!!

Zopa service , Zopa rates great updates card delivered quickly Reviewed on: 15th April 2026

Very good service end fast payment

Very good service end fast payment Reviewed on: 15th April 2026

I have a Zopa credit card and biscuit account and th...

I have a Zopa credit card and biscuit account and they work seamlessly together. Reviewed on: 15th April 2026

I have the best experience with zebra

I have the best experience with zebra Reviewed on: 15th April 2026

Highly professional, always on the ball, up to date...

Highly professional, always on the ball, up to date with the world of finance. Above all else totally reliable, dependable.The best there is! Reviewed on: 15th April 2026

Good company

I’ve had no issues with Zopa at all Reviewed on: 15th April 2026

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