Write a review

Newsletter

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

View other Zopa products

4.87

Based on 44,347 reviews, last reviewed 12th Jun 2026

73% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Upon applying for a credit card with Zopa. Upon applying for a credit card with Zopa. I was able to navigate around the website easily to apply for a credit card. Reviewed on: 12th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Any issues they are always ready to help.

Any issues they are always ready to help. Reviewed on: 15th April 2026

Customer focused all the time

It has been meeting my needs in most cases Reviewed on: 15th April 2026

Amazing service

Always amazed me from its service Reviewed on: 15th April 2026

Great credit card excellent customer service

Great credit card excellent customer service Reviewed on: 15th April 2026

Great customer service when I phoned about a query.

Great customer service when I phoned about a query. Sorted right away. Love the app keeps me updated on my spending Reviewed on: 15th April 2026

Zopa is elite in the credit card experience with con...

Zopa is elite in the credit card experience with conscientious staff who go over and above. Reviewed on: 15th April 2026

Very good starter card to build your credit rating up.

Very good starter card to build your credit rating up. The app is simple to navigate Reviewed on: 15th April 2026

Great work Zopa

Great card for building credit rating, app is easy to use, I have been unable to rate customer service higher than neutral because I have has no issues so haven't needed to contact them Reviewed on: 15th April 2026

Is very good and easy to use and helpful

The Zopa is extremely good and customer support are very friendly as well Reviewed on: 15th April 2026

Perfect credit card

Never have any problems seemless Reviewed on: 15th April 2026

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Credit Cards
from Smile Bank 3.84 from 4 reviews
Balance Transfer Credit Card
from Halifax 4.54 from 63 reviews
Balance Plus
from Capital One 4.20 from 4 reviews

Want to see more from Zopa?

Personal loan
from Zopa 4.91 from 69090 reviews
Fixed term savings account
from Zopa 4.87 from 1795 reviews
Cash ISA
from Zopa 4.84 from 1546 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub