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Zopa: Credit card reviews

Name: Credit card
Rating: 4.93 (41972 reviews)

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4.93

Based on 41,972 reviews, last reviewed 18th Feb 2026

167000% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great team and easy to use app. Great team and easy to use app. Super easy to sign up and everything is very straightforward. Reviewed on: 18th February 2026

Latest lowest rating:

1

My credit card has been frozen due to suspicious act... My credit card has been frozen due to suspicious activity, I've checked my statement and nothing looks off, tried to get hold of Zopa all weekend with... Read more Reviewed on: 13th October 2025

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (41972)

Provision of the services provided to the customer a...

Provision of the services provided to the customer and the support Reviewed on: 15th January 2026

5 StarEfficiency of Service

Joining to receiving card was a pleasant experience. I like the drop boxes on menu in account and the flexibility to pay extra amounts. But like all cards keep up with payments or the interest will sting what you pay month;y. Reviewed on: 15th January 2026

Easy to use and you know what you are getting

Easy to use and you know what you are getting Reviewed on: 15th January 2026

Fast very efficent easy to use app keep you updated...

Fast very efficent easy to use app keep you updated Reviewed on: 15th January 2026

Payments go through straight away

Payments go through straight away Reviewed on: 15th January 2026

ZOPA credit card the easy bank

Its great as it helps me pay for my bills and keeps my money for everything else. Reviewed on: 15th January 2026

Easy and good credit card

Very easy to use zopa credit card no problem at all Very good customer service Reviewed on: 15th January 2026

Very good experience fast service

Very good experience fast service Reviewed on: 15th January 2026

Very easy to use card and app.

Very easy to use card and app. repayments are good value. Reviewed on: 15th January 2026

A company with all the angles covered

A company with all the angles covered Reviewed on: 15th January 2026

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