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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Since recently I have been very impressed with my se...

Since recently I have been very impressed with my service so far my only criticism is I would like more of a facility Reviewed on: 15th April 2026

New customer

Everything tip top easy to apply for and quick response Reviewed on: 15th April 2026

Great customer support amazing products offered also...

Great customer support amazing products offered also find these to be the best even get a cheeky bonus for referring friends/family which I have done because of how amazing the products are thank you so much Reviewed on: 15th April 2026

High rates and low limits - the compromise for rebui...

High rates and low limits - the compromise for rebuilding credit. Could increase limits quicker Reviewed on: 15th April 2026

Fantastic from day one.

Fantastic from day one.. just gets better and better. Reviewed on: 15th April 2026

Perfect company very helpful would highly recommend...

Perfect company very helpful would highly recommend this company also im happy all round with this X Reviewed on: 15th April 2026

Brilliant card and easy to use

It's my 1st credit card since ive sorted my finances out. Brilliant card and easy to make payments. Reviewed on: 15th April 2026

Everything runs smoothly I haven’t had any issues ye...

Everything runs smoothly I haven’t had any issues yet easy to access app and straightforward in using the app Reviewed on: 15th April 2026

The whole process of getting zopa was so easy

The whole process of getting zopa was so easy Reviewed on: 15th April 2026

a bad experiance ..

I had a bad experiance and zopa sorted it for me Reviewed on: 15th April 2026

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