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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

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4.87

Based on 44,347 reviews, last reviewed 12th Jun 2026

73% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Upon applying for a credit card with Zopa. Upon applying for a credit card with Zopa. I was able to navigate around the website easily to apply for a credit card. Reviewed on: 12th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Fantastic from day one.

Fantastic from day one.. just gets better and better. Reviewed on: 15th April 2026

Perfect company very helpful would highly recommend...

Perfect company very helpful would highly recommend this company also im happy all round with this X Reviewed on: 15th April 2026

Brilliant card and easy to use

It's my 1st credit card since ive sorted my finances out. Brilliant card and easy to make payments. Reviewed on: 15th April 2026

Everything runs smoothly I haven’t had any issues ye...

Everything runs smoothly I haven’t had any issues yet easy to access app and straightforward in using the app Reviewed on: 15th April 2026

The whole process of getting zopa was so easy

The whole process of getting zopa was so easy Reviewed on: 15th April 2026

a bad experiance ..

I had a bad experiance and zopa sorted it for me Reviewed on: 15th April 2026

Easy to access on line.

Easy to access on line. Simple steps to resolve my issue. Reviewed on: 15th April 2026

Easy to use and there when you need it

Easy to use and there when you need it Reviewed on: 15th April 2026

easy to repay

Easy to access easy to use and easy to repay Reviewed on: 15th April 2026

Zopa 1st credit card UK

Excellent customer service best credit card in UK Reviewed on: 15th April 2026

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