Write a review

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.93 (41972 reviews)

View other Zopa products

4.93

Based on 41,972 reviews, last reviewed 18th Feb 2026

167000% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great team and easy to use app. Great team and easy to use app. Super easy to sign up and everything is very straightforward. Reviewed on: 18th February 2026

Latest lowest rating:

1

My credit card has been frozen due to suspicious act... My credit card has been frozen due to suspicious activity, I've checked my statement and nothing looks off, tried to get hold of Zopa all weekend with... Read more Reviewed on: 13th October 2025

Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (41972)

Easy to use

Everything is clear and easy and straightforward. I would definitely recommend Zopa to friends and family about my experience up to now which has been better than any other credit card company I’ve dealt with before Reviewed on: 15th January 2026

I just think it is a really good service my card

I just think it is a really good service Reviewed on: 15th January 2026

So easy to deal with everything...

Zopa are efficient and easy to deal with everything at the touch of a button Reviewed on: 15th January 2026

Zopa is simple to use & the app is easy to use, seem...

Zopa is simple to use & the app is easy to use, seems good value too. Reviewed on: 15th January 2026

Zopa have been very helpful and do not let me get in...

Zopa have been very helpful and do not let me get in debt Reviewed on: 15th January 2026

A good provider

Good communication and very clear information provided through their app. They also have a range of products on offer, that are easy to find. Reviewed on: 15th January 2026

I think its the best credit card ive ever had

I think its the best credit card ive ever had Reviewed on: 15th January 2026

Always willing to help great customer service

Always willing to help great customer service Reviewed on: 15th January 2026

I can't praise zopa enough excellent credit card

I can't praise zopa enough excellent credit card Reviewed on: 15th January 2026

Great overall product and always willing to help

Great overall product and always willing to help Reviewed on: 15th January 2026

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Clear Rate Platinum Credit Card
from NatWest 4.51 from 18 reviews
Credit card
from Post Office 2.30 from 112 reviews
Nectar Credit Card
from Sainsburys Bank 2.82 from 97 reviews

Want to see more from Zopa?

Cash ISA
from Zopa 4.95 from 1454 reviews
Current account
from Zopa 4.94 from 5790 reviews
Smart Saver
from Zopa 4.94 from 7494 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub