Write a review

Newsletter

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

View other Zopa products

4.87

Based on 44,347 reviews, last reviewed 12th Jun 2026

73% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Upon applying for a credit card with Zopa. Upon applying for a credit card with Zopa. I was able to navigate around the website easily to apply for a credit card. Reviewed on: 12th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Thank you.

I have been with Zopa from last five years and found it really good. Thank u Zopa. Reviewed on: 15th April 2026

Helpful easy to manage app good credit limit start e...

Helpful easy to manage app good credit limit start easy to manage repayments Reviewed on: 15th April 2026

Excellent service

Great service, very helpful and polite Really helped me when I needed it Reviewed on: 15th April 2026

Great customer service good credit limit

Great customer service good credit limit Reviewed on: 15th April 2026

Quick delivery for my card easy to setup

Quick delivery for my card easy to setup Reviewed on: 15th April 2026

Excellent baking and helpful online team

Excellent baking and helpful online team Reviewed on: 15th April 2026

Since recently I have been very impressed with my se...

Since recently I have been very impressed with my service so far my only criticism is I would like more of a facility Reviewed on: 15th April 2026

New customer

Everything tip top easy to apply for and quick response Reviewed on: 15th April 2026

Great customer support amazing products offered also...

Great customer support amazing products offered also find these to be the best even get a cheeky bonus for referring friends/family which I have done because of how amazing the products are thank you so much Reviewed on: 15th April 2026

High rates and low limits - the compromise for rebui...

High rates and low limits - the compromise for rebuilding credit. Could increase limits quicker Reviewed on: 15th April 2026

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Opus Credit Card
from NewDay 4.03 from 3 reviews
British Airways credit card
from American Express 4.32 from 91 reviews
Balance Transfer Credit Card
from Halifax 4.54 from 63 reviews

Want to see more from Zopa?

Personal loan
from Zopa 4.91 from 69090 reviews
Fixed term savings account
from Zopa 4.87 from 1795 reviews
Cash ISA
from Zopa 4.84 from 1546 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub