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Zopa: Current account reviews

4.83
Based on 6,589 reviews, last reviewed 30th Apr 2026
82% decrease in 5 star reviews
in the past 90 days
75% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
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0%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

Great interest rate offers. Nice simple to use app and great interest rate offers. Reviewed on: 27th April 2026
Adam's avatar
Adam

Latest lowest rating:

1

No MSE £15 credit as promised I applied for a current (Biscuit) account using a MSE link in March 2026 promising a credit of £15. I used the right link but no£15 has arrived and Zo... Read more Reviewed on: 30th April 2026
Maxwell Gridley's avatar
Maxwell Gridley

About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Current account reviews (6589)

Perfect service from start to finish

5
Perfect service from start to finish Reviewed on: 14th February 2026

Easy straightforward app - good system - modern up t...

5
Easy straightforward app - good system - modern up to date -like the colour scheme Reviewed on: 14th February 2026

Zopa’s Biscuit Account is Great

5
A thoroughly good bank account with great customer service and offering excellent value for money. It really stands out from the rest. Reviewed on: 14th February 2026

Great Service and Easy to Use

5
Friendly service easy to use fast and efficient Reviewed on: 14th February 2026

Simple and easy to navigate and use.

5
Simple and easy to navigate and use. Professional and excellent service Reviewed on: 14th February 2026

Fantastic benefits.

5
Fantastic benefits. Super easy to use. App is brilliant Reviewed on: 14th February 2026

Very quick and efficient had one issue it was resolv...

5
Very quick and efficient had one issue it was resolved within an hour Reviewed on: 14th February 2026

Good value

5
Good value good service much needef Reviewed on: 14th February 2026

My favourite bank with best facilities on offer

5
My favourite bank with best facilities on offer Reviewed on: 14th February 2026

Great bank

5
I think it is easy to use , good app layout, good notifications etc Reviewed on: 14th February 2026

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