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Zopa: Current account reviews

View other Zopa products
4.83
Based on 6,601 reviews, last reviewed 9th Sep 2026
99% decrease in 5 star reviews
in the past 90 days
75% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Simply the best Market leader in finance with standards of excellence in product offering and supported customer service . Thank you Zopa team. Reviewed on: 20th August 2026
Stephen 's avatar
Stephen

Latest lowest rating:

1

Appalling experience with Zopa. Appalling experience with Zopa. Their computer decided to "restrict" my account- fair enough, I understand that they are regulated and need to monitor... Read more Reviewed on: 9th September 2026
sarah h's avatar
sarah h
Read all reviews Write a review

About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Current account reviews (6601)

Excellent , I like the way you treated customer

5
Excellent , I like the way you treated customer Reviewed on: 11th February 2026
KENNETH A's avatar
KENNETH A

Always very good.

5
Always very good. I haven't experienced any problems Reviewed on: 11th February 2026
Rosemary M's avatar
Rosemary M

Excellent service

5
All round good experience, kept well informed with updates and new services Reviewed on: 11th February 2026
Louise M's avatar
Louise M

It’s good however money take long to send or receive...

4
It’s good however money take long to send or receive it Reviewed on: 11th February 2026
Kellis's avatar
Kellis

Great product Easy to use and better than the big b...

5
Great product Easy to use and better than the big boys! Reviewed on: 11th February 2026
Nigel Cleeve's avatar
Nigel Cleeve

Good experience so far.

5
Good experience so far. Only gripe is that it can be difficult to work out the date for the transfer of the extra £500 in the month so I can get the 4.35% interest for that month. Reviewed on: 11th February 2026
JA's avatar
JA

Excellent access and rewarding .

5
Excellent access and rewarding . Easy to manage and be control of . Reviewed on: 11th February 2026
Den M's avatar
Den M

my experience so far is fantastic and am loving ever...

5
my experience so far is fantastic and am loving every bit of it Reviewed on: 11th February 2026
edmond baloyi's avatar
edmond baloyi

Excellent Zopa

5
Zopa have always been excellent in terms of customer service and as an alternative to the large four…Zopa are just as good if not even better!! Reviewed on: 11th February 2026
Britsticks's avatar
Britsticks

Great service with statements and also if there is a...

5
Great service with statements and also if there is a problem with your account they notify immediately Reviewed on: 11th February 2026
Will Ward's avatar
Will Ward

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