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Zopa: Current account reviews

Name: Current account
Rating: 4.82 (6598 reviews)

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4.82

Based on 6,598 reviews, last reviewed 23rd Jul 2026

100% decrease in 5 star reviews

in the past 90 days

83% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very good banking Yes biscuit account and zopa credit card Reviewed on: 23rd July 2026

Latest lowest rating:

1

Security and customer service non existent They gave away thousands of pounds of my money in a fraud . Not their fault obviously not security isn’t good enough and customer service is appalling... Read more Reviewed on: 30th May 2026

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About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Current account reviews (6598)

It’s good however money take long to send or receive...

It’s good however money take long to send or receive it Reviewed on: 11th February 2026

Great product Easy to use and better than the big b...

Great product Easy to use and better than the big boys! Reviewed on: 11th February 2026

Good experience so far.

Good experience so far. Only gripe is that it can be difficult to work out the date for the transfer of the extra £500 in the month so I can get the 4.35% interest for that month. Reviewed on: 11th February 2026

Excellent access and rewarding .

Excellent access and rewarding . Easy to manage and be control of . Reviewed on: 11th February 2026

my experience so far is fantastic and am loving ever...

my experience so far is fantastic and am loving every bit of it Reviewed on: 11th February 2026

Excellent Zopa

Zopa have always been excellent in terms of customer service and as an alternative to the large four…Zopa are just as good if not even better!! Reviewed on: 11th February 2026

Great service with statements and also if there is a...

Great service with statements and also if there is a problem with your account they notify immediately Reviewed on: 11th February 2026

A great account that does everything I need...

It has all been a very straightforward and seamless experience for me - it offers everything I need. Reviewed on: 11th February 2026

Fantastic.

Fantastic experience, no need to contact any customer service line Reviewed on: 11th February 2026

I love this bank account and the customer service

I love this bank account and the customer service Reviewed on: 11th February 2026

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