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Zopa: Current account reviews

Name: Current account
Rating: 4.93 (6589 reviews)

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4.93

Based on 6,589 reviews, last reviewed 30th Apr 2026

80% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great interest rate offers. Nice simple to use app and great interest rate offers. Reviewed on: 27th April 2026

Latest lowest rating:

1

No MSE £15 credit as promised I applied for a current (Biscuit) account using a MSE link in March 2026 promising a credit of £15. I used the right link but no£15 has arrived and Zo... Read more Reviewed on: 30th April 2026

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About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Current account reviews (6589)

Excellent service

All round good experience, kept well informed with updates and new services Reviewed on: 11th February 2026

It’s good however money take long to send or receive...

It’s good however money take long to send or receive it Reviewed on: 11th February 2026

Great product Easy to use and better than the big b...

Great product Easy to use and better than the big boys! Reviewed on: 11th February 2026

Good experience so far.

Good experience so far. Only gripe is that it can be difficult to work out the date for the transfer of the extra £500 in the month so I can get the 4.35% interest for that month. Reviewed on: 11th February 2026

Excellent access and rewarding .

Excellent access and rewarding . Easy to manage and be control of . Reviewed on: 11th February 2026

my experience so far is fantastic and am loving ever...

my experience so far is fantastic and am loving every bit of it Reviewed on: 11th February 2026

Excellent Zopa

Zopa have always been excellent in terms of customer service and as an alternative to the large four…Zopa are just as good if not even better!! Reviewed on: 11th February 2026

Great service with statements and also if there is a...

Great service with statements and also if there is a problem with your account they notify immediately Reviewed on: 11th February 2026

A great account that does everything I need...

It has all been a very straightforward and seamless experience for me - it offers everything I need. Reviewed on: 11th February 2026

Fantastic.

Fantastic experience, no need to contact any customer service line Reviewed on: 11th February 2026

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