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Zopa: Current account reviews

Name: Current account
Rating: 4.82 (6598 reviews)

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4.82

Based on 6,598 reviews, last reviewed 23rd Jul 2026

100% decrease in 5 star reviews

in the past 90 days

83% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very good banking Yes biscuit account and zopa credit card Reviewed on: 23rd July 2026

Latest lowest rating:

1

Security and customer service non existent They gave away thousands of pounds of my money in a fraud . Not their fault obviously not security isn’t good enough and customer service is appalling... Read more Reviewed on: 30th May 2026

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About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Current account reviews (6598)

It's easy and all in one place.

Really easy to use the app. All I need in one place. Reviewed on: 11th February 2026

Cracking experience, easy to use,very user friendly,...

Cracking experience, easy to use,very user friendly, does exactly what I want it to do Reviewed on: 11th February 2026

Easy banking

Smooth service, excellent online experience and great advice for investing opportunities. Reviewed on: 11th February 2026

Great account

Easy to use app. Really helpful customer services. Great rates on savings accounts too! Reviewed on: 11th February 2026

Great interest rate and easy ro use app

Great interest rate and easy ro use app Reviewed on: 11th February 2026

Good but let down by not being able to deposit a hmr...

Good but let down by not being able to deposit a hmrc cheque Reviewed on: 11th February 2026

Excellent interest rate on savings.

Excellent interest rate on savings. App is easy to use. Reviewed on: 11th February 2026

Super Zopa

Everything I have done with Zopa has been nothing but a good experience, I would highly recommend it to anyone, very impressed. Reviewed on: 11th February 2026

transfer is quick and easy to use.

transfer is quick and easy to use. rate in savings in high too Reviewed on: 11th February 2026

No problems here!.

I have had no issues with any of the accounts that I hold with Zopa, the app is easy to use. Reviewed on: 11th February 2026

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