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Zopa: Current account reviews

Name: Current account
Rating: 4.93 (6589 reviews)

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4.93

Based on 6,589 reviews, last reviewed 30th Apr 2026

80% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great interest rate offers. Nice simple to use app and great interest rate offers. Reviewed on: 27th April 2026

Latest lowest rating:

1

No MSE £15 credit as promised I applied for a current (Biscuit) account using a MSE link in March 2026 promising a credit of £15. I used the right link but no£15 has arrived and Zo... Read more Reviewed on: 30th April 2026

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About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Current account reviews (6589)

No problems here!.

I have had no issues with any of the accounts that I hold with Zopa, the app is easy to use. Reviewed on: 11th February 2026

Best current account in my 46 years of banking

Great app, easy to use, great rates and cashback, best current account I have had in 46 years of banking Reviewed on: 11th February 2026

Absolutely perfect easy to work with and no fuss

Absolutely perfect easy to work with and no fuss Reviewed on: 11th February 2026

Amazing experience, honestly I cannot praise Zopa en...

Amazing experience, honestly I cannot praise Zopa enough Reviewed on: 11th February 2026

Brilliant Biscuit Bonanza

The Biscuit account is the best on the market, particularly for Early Careers individuals (such as myself) where savings target goals are slightly lower - the 7.1% AER compound savings account is the best value I have seen and will see for the foreseeable. There’s also a monetary incentive to recommend the account to friends and family which I have done numerous times. Reviewed on: 11th February 2026

I highly recommend it, excellent work and very easy...

I highly recommend it, excellent work and very easy to use, meets all expectations. Reviewed on: 11th February 2026

Great card and company .

Great card and company . Interest rate affordable and low Reviewed on: 11th February 2026

Zopa was quick and easy to open a savings account an...

Zopa was quick and easy to open a savings account and get a credit card, also the banking app is brilliant I pay off my card and deposit money just in a click. I absolutely love zopa Reviewed on: 11th February 2026

No fuss provided a great service with zero hassle

No fuss provided a great service with zero hassle Reviewed on: 11th February 2026

Zopa for everyone

You can not go wrong with Zopa, fair and balanced. Reviewed on: 11th February 2026

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