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Zopa: Current account reviews

Name: Current account
Rating: 4.82 (6598 reviews)

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4.82

Based on 6,598 reviews, last reviewed 23rd Jul 2026

100% decrease in 5 star reviews

in the past 90 days

83% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very good banking Yes biscuit account and zopa credit card Reviewed on: 23rd July 2026

Latest lowest rating:

1

Security and customer service non existent They gave away thousands of pounds of my money in a fraud . Not their fault obviously not security isn’t good enough and customer service is appalling... Read more Reviewed on: 30th May 2026

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About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Current account reviews (6598)

Best current account in my 46 years of banking

Great app, easy to use, great rates and cashback, best current account I have had in 46 years of banking Reviewed on: 11th February 2026

Absolutely perfect easy to work with and no fuss

Absolutely perfect easy to work with and no fuss Reviewed on: 11th February 2026

Amazing experience, honestly I cannot praise Zopa en...

Amazing experience, honestly I cannot praise Zopa enough Reviewed on: 11th February 2026

Brilliant Biscuit Bonanza

The Biscuit account is the best on the market, particularly for Early Careers individuals (such as myself) where savings target goals are slightly lower - the 7.1% AER compound savings account is the best value I have seen and will see for the foreseeable. There’s also a monetary incentive to recommend the account to friends and family which I have done numerous times. Reviewed on: 11th February 2026

I highly recommend it, excellent work and very easy...

I highly recommend it, excellent work and very easy to use, meets all expectations. Reviewed on: 11th February 2026

Great card and company .

Great card and company . Interest rate affordable and low Reviewed on: 11th February 2026

Zopa was quick and easy to open a savings account an...

Zopa was quick and easy to open a savings account and get a credit card, also the banking app is brilliant I pay off my card and deposit money just in a click. I absolutely love zopa Reviewed on: 11th February 2026

No fuss provided a great service with zero hassle

No fuss provided a great service with zero hassle Reviewed on: 11th February 2026

Zopa for everyone

You can not go wrong with Zopa, fair and balanced. Reviewed on: 11th February 2026

Easy to apply .

Easy to apply .flexible pay back .low rate Reviewed on: 11th February 2026

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