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Zopa: Current account reviews

4.93
Based on 6,589 reviews, last reviewed 30th Apr 2026
80% decrease in 5 star reviews
in the past 90 days
75% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Great interest rate offers. Nice simple to use app and great interest rate offers. Reviewed on: 27th April 2026
Adam's avatar
Adam

Latest lowest rating:

1

No MSE £15 credit as promised I applied for a current (Biscuit) account using a MSE link in March 2026 promising a credit of £15. I used the right link but no£15 has arrived and Zo... Read more Reviewed on: 30th April 2026
Maxwell Gridley's avatar
Maxwell Gridley

About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Current account now

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Zopa Current account reviews (6589)

Easy to apply .

5
Easy to apply .flexible pay back .low rate Reviewed on: 11th February 2026

First class service

5
Excellent service, great app easy to use all in the one place. Reviewed on: 11th February 2026

It’s been an awesome Excellent Serviceexperie

5
It’s been an awesome experience with Zopa Reviewed on: 11th February 2026

Very happy customer Very efficient and User friendly

5
Very efficient and User friendly Reviewed on: 11th February 2026

Great news current account and app

5
So far I have been impressed with the customer service and interest rates associated with the account. Standing orders have been working flawlessly. App is very clear and straightforward to use. Reviewed on: 11th February 2026

Good customer service.

5
Good customer service. Always customer's needs first and striving to exceed their expectations at every opportunity. Also actively listening to customers to understand their concerns or requirements and then providing prompt and effective solutions tailored to their individual needs. Reviewed on: 11th February 2026

Very easy to understand all the accounts.

5
Very easy to understand all the accounts. Reviewed on: 11th February 2026

Straight forward account setup and good features for...

5
Straight forward account setup and good features for savings. Reviewed on: 11th February 2026

I’ve found it very easy to navigate and understand.

5
I’ve found it very easy to navigate and understand. One of the best banking apps Reviewed on: 11th February 2026

Don’t really know as haven’t much to say either way...

5
Don’t really know as haven’t much to say either way but what contact I have had has been reasonably good Reviewed on: 11th February 2026

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