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Zopa: Current account reviews

Name: Current account
Rating: 4.83 (6601 reviews)

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4.83

Based on 6,601 reviews, last reviewed 9th Sep 2026

99% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Simply the best Market leader in finance with standards of excellence in product offering and supported customer service . Thank you Zopa team. Reviewed on: 20th August 2026

Latest lowest rating:

1

Appalling experience with Zopa. Appalling experience with Zopa. Their computer decided to "restrict" my account- fair enough, I understand that they are regulated and need to monitor... Read more Reviewed on: 9th September 2026

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About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Current account reviews (6601)

Super Zopa

Everything I have done with Zopa has been nothing but a good experience, I would highly recommend it to anyone, very impressed. Reviewed on: 11th February 2026

transfer is quick and easy to use.

transfer is quick and easy to use. rate in savings in high too Reviewed on: 11th February 2026

No problems here!.

I have had no issues with any of the accounts that I hold with Zopa, the app is easy to use. Reviewed on: 11th February 2026

Best current account in my 46 years of banking

Great app, easy to use, great rates and cashback, best current account I have had in 46 years of banking Reviewed on: 11th February 2026

Absolutely perfect easy to work with and no fuss

Absolutely perfect easy to work with and no fuss Reviewed on: 11th February 2026

Amazing experience, honestly I cannot praise Zopa en...

Amazing experience, honestly I cannot praise Zopa enough Reviewed on: 11th February 2026

Brilliant Biscuit Bonanza

The Biscuit account is the best on the market, particularly for Early Careers individuals (such as myself) where savings target goals are slightly lower - the 7.1% AER compound savings account is the best value I have seen and will see for the foreseeable. There’s also a monetary incentive to recommend the account to friends and family which I have done numerous times. Reviewed on: 11th February 2026

I highly recommend it, excellent work and very easy...

I highly recommend it, excellent work and very easy to use, meets all expectations. Reviewed on: 11th February 2026

Great card and company .

Great card and company . Interest rate affordable and low Reviewed on: 11th February 2026

Zopa was quick and easy to open a savings account an...

Zopa was quick and easy to open a savings account and get a credit card, also the banking app is brilliant I pay off my card and deposit money just in a click. I absolutely love zopa Reviewed on: 11th February 2026

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