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Zopa: Current account reviews

Name: Current account
Rating: 4.93 (6589 reviews)

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4.93

Based on 6,589 reviews, last reviewed 30th Apr 2026

73% decrease in 5 star reviews

in the past 90 days

64% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great interest rate offers. Nice simple to use app and great interest rate offers. Reviewed on: 27th April 2026

Latest lowest rating:

1

No MSE £15 credit as promised I applied for a current (Biscuit) account using a MSE link in March 2026 promising a credit of £15. I used the right link but no£15 has arrived and Zo... Read more Reviewed on: 30th April 2026

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About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Current account reviews (6589)

Convenient

Always there when I need it, which is often, then I pay once a month, it's easy. Reviewed on: 9th February 2026

Great service since the day I joined

Great service since the day I joined Reviewed on: 9th February 2026

Apps a bit slow but no problems I will continue usin...

Apps a bit slow but no problems I will continue using because everything is great Reviewed on: 9th February 2026

Great app, brilliant interest rates

Great app, brilliant interest rates Reviewed on: 9th February 2026

Highly recommend Zopa!

Joined Zopa in 2025 and really like using the App ans its easy to use and easy to get help if needed. I like regularly saving and I like how easy it is to move money around and withdraw and add really easily too Reviewed on: 9th February 2026

Fantastic customer service

I cannot rate Zopa enough they have great customer service Reviewed on: 9th February 2026

Very good bank.

Very good bank. The best ive been with so far. Reviewed on: 9th February 2026

Been with Zopa several monts now and so easy to use.

Been with Zopa several monts now and so easy to use...avsolutely happy,you just need to pay back on time! Reviewed on: 9th February 2026

Easy to use friendly customer service simple and eas...

Easy to use friendly customer service simple and easy to follow app excellent value for money Reviewed on: 9th February 2026

Fabulous account

Initially I had an awful time with my account and every card being used fraudulently, however Zopa acted quickly and professionally and explained what was happening and fully supported me with the issues from the start. Once rectified, I am very happy with the account, I love the fact the interest earned is paid each month and how easy the app is to use and you can always speak to a human should you need to. A great bank and would highly recommend to anyone. Reviewed on: 9th February 2026

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