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Zopa: Current account reviews

Name: Current account
Rating: 4.93 (6589 reviews)

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4.93

Based on 6,589 reviews, last reviewed 30th Apr 2026

73% decrease in 5 star reviews

in the past 90 days

64% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great interest rate offers. Nice simple to use app and great interest rate offers. Reviewed on: 27th April 2026

Latest lowest rating:

1

No MSE £15 credit as promised I applied for a current (Biscuit) account using a MSE link in March 2026 promising a credit of £15. I used the right link but no£15 has arrived and Zo... Read more Reviewed on: 30th April 2026

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About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Current account reviews (6589)

Fantastic online app, value for money

Fantastic online app, value for money Reviewed on: 9th February 2026

App is great.

App is great. Very simple to navigate and understand Reviewed on: 9th February 2026

Zopa for the saving wins

Zopa is a really great bank for saving. I trust them 100% and can’t wait to see what I can achieve with them. Reviewed on: 9th February 2026

Easy loan and credit card application even with my c...

Easy loan and credit card application even with my credit score Reviewed on: 9th February 2026

Biscuit current account

I’m happy with my biscuit account, and the interest rates offered. Easy to use app, notifications on money going in and out. Definitely recommend. Reviewed on: 9th February 2026

I find it difficult with IT but Zopa...

As an old girl I find it difficult with IT but Zopa is so easy to navigate and transfer money around. I am using a regular saver and current account and an easy saver for extra cash. Easy to use app which tells me when payment is due and regular update of interest earned. I would thoroughly recommend to my friends and family and good rate of interest on my regular saver and interest earned on my current account. I have sent a link to my son to join! Thank you for making it so easy. Reviewed on: 9th February 2026

Excellent customer service

Every time I’ve contacted them I have had a very professional service and spoke to some lovely and helpful people Reviewed on: 9th February 2026

Bank account

Very easy to access account move funds & make payments Reviewed on: 9th February 2026

Overall, great quirky account.

Overall, great account. Like the cashback you get and also love the quirky biscuit account names Reviewed on: 9th February 2026

It is good that helps peope with poor credit score...

It is good that helps people with poor credit score to improve their score and manage their money properly. Reviewed on: 9th February 2026

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