Write a review

Newsletter

Go to business site

Zopa: Current account reviews

Name: Current account
Rating: 4.82 (6598 reviews)

View other Zopa products

4.82

Based on 6,598 reviews, last reviewed 23rd Jul 2026

100% decrease in 5 star reviews

in the past 90 days

83% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very good banking Yes biscuit account and zopa credit card Reviewed on: 23rd July 2026

Latest lowest rating:

1

Security and customer service non existent They gave away thousands of pounds of my money in a fraud . Not their fault obviously not security isn’t good enough and customer service is appalling... Read more Reviewed on: 30th May 2026

Read all reviews Write a review

About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Current account now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Current account reviews (6598)

App is great.

App is great. Very simple to navigate and understand Reviewed on: 9th February 2026

Zopa for the saving wins

Zopa is a really great bank for saving. I trust them 100% and can’t wait to see what I can achieve with them. Reviewed on: 9th February 2026

Easy loan and credit card application even with my c...

Easy loan and credit card application even with my credit score Reviewed on: 9th February 2026

Biscuit current account

I’m happy with my biscuit account, and the interest rates offered. Easy to use app, notifications on money going in and out. Definitely recommend. Reviewed on: 9th February 2026

I find it difficult with IT but Zopa...

As an old girl I find it difficult with IT but Zopa is so easy to navigate and transfer money around. I am using a regular saver and current account and an easy saver for extra cash. Easy to use app which tells me when payment is due and regular update of interest earned. I would thoroughly recommend to my friends and family and good rate of interest on my regular saver and interest earned on my current account. I have sent a link to my son to join! Thank you for making it so easy. Reviewed on: 9th February 2026

Excellent customer service

Every time I’ve contacted them I have had a very professional service and spoke to some lovely and helpful people Reviewed on: 9th February 2026

Bank account

Very easy to access account move funds & make payments Reviewed on: 9th February 2026

Overall, great quirky account.

Overall, great account. Like the cashback you get and also love the quirky biscuit account names Reviewed on: 9th February 2026

It is good that helps peope with poor credit score...

It is good that helps people with poor credit score to improve their score and manage their money properly. Reviewed on: 9th February 2026

Quick & easy to set up my account

Very easy to set up my account and take advantage of Zopa’s excellent range of saving products. Also very easy to add and withdraw funds quickly with minimal delay. Reviewed on: 9th February 2026

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Student Account
from NatWest 4.15 from 89 reviews
Cashback Plus Debit Card
from RBS 3.83 from 4 reviews
Student Current Account
from The Co-operative Bank 4.16 from 8 reviews

Want to see more from Zopa?

Personal loan
from Zopa 4.91 from 69089 reviews
Fixed term savings account
from Zopa 4.87 from 1795 reviews
Credit card
from Zopa 4.87 from 44350 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub