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Zopa: Current account reviews

4.82
Based on 6,598 reviews, last reviewed 23rd Jul 2026
100% decrease in 5 star reviews
in the past 90 days
83% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Very good banking Yes biscuit account and zopa credit card Reviewed on: 23rd July 2026
samone 's avatar
samone

Latest lowest rating:

1

Security and customer service non existent They gave away thousands of pounds of my money in a fraud . Not their fault obviously not security isn’t good enough and customer service is appalling... Read more Reviewed on: 30th May 2026
K's avatar
K

About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Current account reviews (6598)

Excellent and professional customer service

5
Excellent and professional customer service Reviewed on: 9th February 2026

FABULOUS UNBEATABLE RATES

5
great simple account fab rates. app is really easy to use. A great alternative to the High street bank Reviewed on: 9th February 2026

Easy to use app with good offers

5
Easy to use app with good offers Reviewed on: 9th February 2026

Superb is the right word to qualify it

5
Superb is the right word to qualify it Reviewed on: 9th February 2026

Very good bank o am one of the customers that joined...

5
Very good bank o am one of the customers that joined from the beginning and I like the fact that my debit card is different to others Reviewed on: 9th February 2026

Zopa makes things easier for me.

5
Zopa makes things easier for me. I can trust them as the do exactly what the say the will Reviewed on: 9th February 2026

Master class 10/10 Great Bank

5
Zopa was there when i needed some one to lean on great people to work with any time night or day like Angle over my watch 24/7 Reviewed on: 9th February 2026

Zopa reward system encourages savings and investments.

5
Zopa reward system encourages savings and investments. I feel fulfilled banking with zopa and I'm encouraging my family members to start banking with Zopa. Reviewed on: 9th February 2026

Easy application, great rates and perks

5
Easy application, easy set up. Everything in one place. Responsive to questions. Offer extremely good rates in comparison to high street banks. Great perks on accounts. Reviewed on: 9th February 2026

Great! Super service

5
Great, easy to navigate app and keep track of Reviewed on: 9th February 2026

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