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Zopa: Current account reviews

Name: Current account
Rating: 4.83 (6601 reviews)

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4.83

Based on 6,601 reviews, last reviewed 9th Sep 2026

99% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Simply the best Market leader in finance with standards of excellence in product offering and supported customer service . Thank you Zopa team. Reviewed on: 20th August 2026

Latest lowest rating:

1

Appalling experience with Zopa. Appalling experience with Zopa. Their computer decided to "restrict" my account- fair enough, I understand that they are regulated and need to monitor... Read more Reviewed on: 9th September 2026

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About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Current account reviews (6601)

Overall, great quirky account.

Overall, great account. Like the cashback you get and also love the quirky biscuit account names Reviewed on: 9th February 2026

It is good that helps peope with poor credit score...

It is good that helps people with poor credit score to improve their score and manage their money properly. Reviewed on: 9th February 2026

Quick & easy to set up my account

Very easy to set up my account and take advantage of Zopa’s excellent range of saving products. Also very easy to add and withdraw funds quickly with minimal delay. Reviewed on: 9th February 2026

Excellent and professional customer service

Excellent and professional customer service Reviewed on: 9th February 2026

FABULOUS UNBEATABLE RATES

great simple account fab rates. app is really easy to use. A great alternative to the High street bank Reviewed on: 9th February 2026

Easy to use app with good offers

Easy to use app with good offers Reviewed on: 9th February 2026

Superb is the right word to qualify it

Superb is the right word to qualify it Reviewed on: 9th February 2026

Very good bank o am one of the customers that joined...

Very good bank o am one of the customers that joined from the beginning and I like the fact that my debit card is different to others Reviewed on: 9th February 2026

Zopa makes things easier for me.

Zopa makes things easier for me. I can trust them as the do exactly what the say the will Reviewed on: 9th February 2026

Master class 10/10 Great Bank

Zopa was there when i needed some one to lean on great people to work with any time night or day like Angle over my watch 24/7 Reviewed on: 9th February 2026

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