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Zopa: Current account reviews

Name: Current account
Rating: 4.82 (6598 reviews)

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4.82

Based on 6,598 reviews, last reviewed 23rd Jul 2026

100% decrease in 5 star reviews

in the past 90 days

83% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very good banking Yes biscuit account and zopa credit card Reviewed on: 23rd July 2026

Latest lowest rating:

1

Security and customer service non existent They gave away thousands of pounds of my money in a fraud . Not their fault obviously not security isn’t good enough and customer service is appalling... Read more Reviewed on: 30th May 2026

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About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Current account reviews (6598)

the whole Zopa set up is so easy to understand...

the whole Zopa set up is so easy to understand Reviewed on: 9th February 2026

rate is good, therefore l bank in most my money here.

rate is good, therefore l bank in most my money here. Reviewed on: 9th February 2026

Good current account

Very pleased. Easy to use. Decent functionality but needs arranged overdrafts. Reviewed on: 9th February 2026

The communication from Zopa is excellent and their a...

The communication from Zopa is excellent and their app is very user friendly. Reviewed on: 9th February 2026

Easy to open account, app is excellent, savings rate...

Easy to open account, app is excellent, savings rates are very good. Reviewed on: 9th February 2026

Easy to use app, great interest rates

Easy to use app, great interest rates Reviewed on: 9th February 2026

Very good bank and supportive customer service

Very good bank and supportive customer service Reviewed on: 9th February 2026

Best savings rate on the market (over 6 months), eas...

Best savings rate on the market (over 6 months), easy to use app and great products available. Can't fault them so far, they have been perfect :) Reviewed on: 9th February 2026

Great Experience

Great interest rates, recommended to friends and family Reviewed on: 9th February 2026

This account helps me feel in charge and stay on top...

This account helps me feel in charge and stay on top of my finances. The app is so easy to use and the interface is really informative. Reviewed on: 9th February 2026

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