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Zopa: Current account reviews

4.93
Based on 6,589 reviews, last reviewed 30th Apr 2026
33% decrease in 5 star reviews
in the past 90 days
33% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

Great interest rate offers. Nice simple to use app and great interest rate offers. Reviewed on: 27th April 2026
Adam's avatar
Adam

Latest lowest rating:

1

No MSE £15 credit as promised I applied for a current (Biscuit) account using a MSE link in March 2026 promising a credit of £15. I used the right link but no£15 has arrived and Zo... Read more Reviewed on: 30th April 2026
Maxwell Gridley's avatar
Maxwell Gridley

About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Current account reviews (6589)

Simple and easy to set up.

5
Simple and easy to set up. Help always on hand. Good interest rates Reviewed on: 5th February 2026

My little experience with Zopa is that it gives conf...

5
My little experience with Zopa is that it gives confidence and it’s trustworthy and also helps you grow your money safely. Reviewed on: 5th February 2026

Never had a bad experience biscuit bites any other b...

5
Never had a bad experience biscuit bites any other banks Reviewed on: 5th February 2026

Very easy to set up and use customer service good too.

5
Very easy to set up and use customer service good too. The market needs this Reviewed on: 5th February 2026

New Zopa bank Biscuit account

5
Have found this new Zopa bank Biscuit account late last year I have quickly come to find it by far the best account now out there Reviewed on: 5th February 2026

Zopa helps building your savings

5
Its' interface is easy to use and it offers different accounts to fit your purpose. Moreover, it offers excellent interest rate to your saving. Fantastic... Reviewed on: 5th February 2026

Always respond quick and get things resolved quick a...

5
Always respond quick and get things resolved quick also easy bank to apply for no hassle Reviewed on: 5th February 2026

Your Money works harder with Zopa

5
For people who want to look after their money, zopa work harder with your savings than a high street bank! Reviewed on: 5th February 2026

Easy to use , all transactions go through quickly an...

5
Easy to use , all transactions go through quickly and the voice activation is great Reviewed on: 5th February 2026

Best value CA in the market.

5
Best value CA in the market. Highly recommended! Perfect for interest on balance, no FX fees, regular saver boost. Reviewed on: 5th February 2026

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