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Zopa: Current account reviews

Name: Current account
Rating: 4.93 (6589 reviews)

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4.93

Based on 6,589 reviews, last reviewed 30th Apr 2026

33% decrease in 5 star reviews

in the past 90 days

33% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great interest rate offers. Nice simple to use app and great interest rate offers. Reviewed on: 27th April 2026

Latest lowest rating:

1

No MSE £15 credit as promised I applied for a current (Biscuit) account using a MSE link in March 2026 promising a credit of £15. I used the right link but no£15 has arrived and Zo... Read more Reviewed on: 30th April 2026

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About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Current account reviews (6589)

Easy on line setup great app good interest rates

Easy on line setup great app good interest rates Reviewed on: 5th February 2026

First Class Bank

Interesting current account in terms of no fees, if you run the account correctly. I was thinking of moving to Chase bank, but they are offering a similar product. Feel safer with Zopa as they have explained their history. Reviewed on: 5th February 2026

Zopa bank

Easy to use app, excellent interest rates and offers ( even on current account ) customer service needs a few tweaks Reviewed on: 5th February 2026

Easy to access and set up.

Easy to access and set up. Not problems at all Reviewed on: 5th February 2026

Excellent app, very quick money transfer both in and...

Excellent app, very quick money transfer both in and out of the account. Reviewed on: 5th February 2026

Really helpful and straightforward when applying for...

Really helpful and straightforward when applying for a loan Reviewed on: 5th February 2026

First class service always there when I need you

First class service always there when I need you Reviewed on: 5th February 2026

Great service, great product and savings rate.

Great service, great product and savings rate. Reviewed on: 5th February 2026

Really efficient and great customer service

Lots of products that are competitive , great customer service , and also efficiency Reviewed on: 5th February 2026

I found Zopa Bank very helpful and intuitive giving...

I found Zopa Bank very helpful and intuitive giving me options as how to grow my money. Reviewed on: 5th February 2026

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