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Zopa: Current account reviews

Name: Current account
Rating: 4.93 (6589 reviews)

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4.93

Based on 6,589 reviews, last reviewed 30th Apr 2026

33% decrease in 5 star reviews

in the past 90 days

33% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great interest rate offers. Nice simple to use app and great interest rate offers. Reviewed on: 27th April 2026

Latest lowest rating:

1

No MSE £15 credit as promised I applied for a current (Biscuit) account using a MSE link in March 2026 promising a credit of £15. I used the right link but no£15 has arrived and Zo... Read more Reviewed on: 30th April 2026

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About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Current account reviews (6589)

So easy and incredibly manageable

So easy and incredibly manageable Reviewed on: 5th February 2026

Banking experience

Everything is so easy and straightforward has to be one of the best Banks I dealt with. Everything is so easy to understand and you know where you are. Provide the best rates as well Reviewed on: 5th February 2026

Brilliant service very helpful and easy

Brilliant service very helpful and easy Reviewed on: 5th February 2026

I have found zopa very efficient and friendly very p...

I have found zopa very efficient and friendly very proffesional and app is very clear great Reviewed on: 5th February 2026

Great app and best interest rates

Great app and best interest rates Reviewed on: 5th February 2026

I have nothing but positive things to say about Zopa...

I have nothing but positive things to say about Zopa the bank account is fab and the app is very user friendly Reviewed on: 5th February 2026

Great interest rates and savings incentives

Great interest rates and savings incentives Reviewed on: 5th February 2026

Easy to use and great value and quick, would recomme...

Easy to use and great value and quick, would recommend tobothers Reviewed on: 5th February 2026

Smooth transcations and within seconds

Smooth transcations and within seconds Reviewed on: 5th February 2026

Customer services

I have dealt with customer services twice and they have dealt with my query quickly and efficiently Reviewed on: 5th February 2026

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