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Zopa: Current account reviews

Name: Current account
Rating: 4.82 (6599 reviews)

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4.82

Based on 6,599 reviews, last reviewed 13th Aug 2026

99% decrease in 5 star reviews

in the past 90 days

67% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Innovative design and seamless delivery of products... Innovative design and seamless delivery of products and services Reviewed on: 13th August 2026

Latest lowest rating:

1

Security and customer service non existent They gave away thousands of pounds of my money in a fraud . Not their fault obviously not security isn’t good enough and customer service is appalling... Read more Reviewed on: 30th May 2026

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About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Current account reviews (6599)

Recommend to those managing family life!

Easy to use app, financial incentives and security, good communication and general updates, love the use of savings pots to support saving for different things. A real help for planning and managing family life and expenses! Reviewed on: 16th January 2026

Zopa is good to have

Zopa was helpful in sorting out a direct debit it was dealt with via the chat system Reviewed on: 16th January 2026

Easy to use and work around

Information has always been readily available. App and tools easy to use, very easy to open account and navigate. Haven’t had a need to call customer services. Reviewed on: 16th January 2026

Excellent product and service.

Excellent product and service. Have recommended to friends Reviewed on: 16th January 2026

I have found my Zopa account and the app really easy...

I have found my Zopa account and the app really easy to use, and it’s such a great way to keep track of my savings. Reviewed on: 16th January 2026

One of the best digital banks around!

Good current accounts rates and cashback on bills, app is easy to use and easy to set up saving goals and transfers between accounts and even other banks! Reviewed on: 16th January 2026

High interest rates in savings and great app

High interest rates in savings and great app Reviewed on: 16th January 2026

Great interest rate and makes goal setting simple an...

Great interest rate and makes goal setting simple and clear Reviewed on: 16th January 2026

Great tools to help with savings

Really easy to sign up and open the account. The offering is great and very rewarding. The app is very good - love the feature that shows how much interest is being earned each day - really helps me see that saving is rewarding with Zopa! Reviewed on: 16th January 2026

Recovering from struggling

I found myself invalid dark black financially and zopa has helping me bounce thr worry until.i get myself though this bad time I know I will be free of all financial problems in a few months other banks should take note and fo the Same respect to zopa Reviewed on: 16th January 2026

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