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Zopa: Current account reviews

Name: Current account
Rating: 4.93 (6589 reviews)

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4.93

Based on 6,589 reviews, last reviewed 30th Apr 2026

70% decrease in 5 star reviews

in the past 90 days

64% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great interest rate offers. Nice simple to use app and great interest rate offers. Reviewed on: 27th April 2026

Latest lowest rating:

1

No MSE £15 credit as promised I applied for a current (Biscuit) account using a MSE link in March 2026 promising a credit of £15. I used the right link but no£15 has arrived and Zo... Read more Reviewed on: 30th April 2026

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About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Current account reviews (6589)

Excellent app and great interest rates as well.

Excellent app and great interest rates as well.EAsy to use the app fir withdraeals and deposits Reviewed on: 16th January 2026

Easy does it

I have used my account flawlessly Reviewed on: 16th January 2026

Zopa new customer

Everything has been very easy from becoming. New customer to understanding all the products I have used. App is very nice and easy to use as well. I like how it shows the interest you have earned in total. The regular saver is also a good account. Reviewed on: 16th January 2026

Very good, enjoying cashback and interest on my money

Very good, enjoying cashback and interest on my money Reviewed on: 16th January 2026

Opened a Zopa savings account.

Opened a Zopa savings account. And then got the current account once it was available Really good to use, very easy and great bonus offers. Get full notifications on transactions all on the app. Very pleased and interest on the account as well. Reviewed on: 16th January 2026

Excellent So easy to do anything on the app

So easy to do anything on the app Reviewed on: 16th January 2026

Great account, so easy to open on line

Great account, so easy to open on line Reviewed on: 16th January 2026

Never regretted joining Zopa

I have never regretted joining Zopa it one the best online banking. The interest rate for the banking products is great. Their are innovative and their mobile app is easy to use, navigate. Also their customer service support is excellent, quick responsive to inquiries. It Zopa is simply the best. Reviewed on: 16th January 2026

Everything seems to great interest rates app so easy...

Everything seems to great interest rates app so easy straight forward Reviewed on: 16th January 2026

Easy to use app.

Easy to use app. Good communication through email. Excellent percentage rates Reviewed on: 16th January 2026

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