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Zopa: Current account reviews

Name: Current account
Rating: 4.82 (6599 reviews)

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4.82

Based on 6,599 reviews, last reviewed 13th Aug 2026

99% decrease in 5 star reviews

in the past 90 days

67% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Innovative design and seamless delivery of products... Innovative design and seamless delivery of products and services Reviewed on: 13th August 2026

Latest lowest rating:

1

Security and customer service non existent They gave away thousands of pounds of my money in a fraud . Not their fault obviously not security isn’t good enough and customer service is appalling... Read more Reviewed on: 30th May 2026

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About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Current account reviews (6599)

I found the App easy to use and the accounts pay gre...

I found the App easy to use and the accounts pay great interest Reviewed on: 16th January 2026

Great to set up and saving interest rates.

Great to set up and saving interest rates. Reviewed on: 16th January 2026

All good sofar, All good sofar, All good sofar

All good sofar, All good sofar, All good sofar Reviewed on: 16th January 2026

Great app and customer service

I was looking for a new account and loan. Zopa made that so easy for me, no fuss and loan approved in minutes. Since then the app has provided all that I need in a an account. Reviewed on: 16th January 2026

New Account..

Only opened my account with Zopa about 4 or 5 months ago but so far everything has been great Reviewed on: 16th January 2026

Easy to use app.

Easy to use app with money pots to help you save. Regular offers of great interest rate savings accounts. Quick movement of money both within Zopa accounts and out to other providers. Reviewed on: 16th January 2026

Numerous types of accounts to suit anyone, recommend...

Numerous types of accounts to suit anyone, recommend to family and friends, I myself have 4. Easy to use app and the interest rates are great. Reviewed on: 16th January 2026

So far I am happy with Zopa

So far I am happy with Zopa, early days and haven't used customer service so can't comment. Reviewed on: 16th January 2026

Competitive interest rates.

Set up with no hassle competitive interest rates for savings and very easy to use Reviewed on: 16th January 2026

Zopa have been exceptionally amazing throughout me b...

Zopa have been exceptionally amazing throughout me being a customer x Reviewed on: 16th January 2026

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