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Zopa: Current account reviews

Name: Current account
Rating: 4.82 (6599 reviews)

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4.82

Based on 6,599 reviews, last reviewed 13th Aug 2026

99% decrease in 5 star reviews

in the past 90 days

67% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Innovative design and seamless delivery of products... Innovative design and seamless delivery of products and services Reviewed on: 13th August 2026

Latest lowest rating:

1

Security and customer service non existent They gave away thousands of pounds of my money in a fraud . Not their fault obviously not security isn’t good enough and customer service is appalling... Read more Reviewed on: 30th May 2026

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About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Current account reviews (6599)

Exceptional.

Since I’ve been Zopa the service has been exceptional. So exceptional that I am tempted to open another account & close my HSBC account Reviewed on: 15th January 2026

easy to set up, great app, simple to use

easy to set up, great app, simple to use Reviewed on: 15th January 2026

It has been smooth user experience from the start.

It has been smooth user experience from the start. Great value for money. Easy app use Reviewed on: 15th January 2026

The App is easy to use

The app is very easy to use, it encourages you to save more money. Reviewed on: 15th January 2026

Zopa Rules

Been easy to open and manage account Reviewed on: 15th January 2026

It has been a seamless transition, and provides more...

It has been a seamless transition, and provides more benefits than the "big" banks Reviewed on: 15th January 2026

Easy to set up and link other accounts to.

Easy to set up and link other accounts to.The App is clear and simple to use. Reviewed on: 15th January 2026

Great bank and wasy to use app and brilliant saving...

Great bank and wasy to use app and brilliant saving rates Reviewed on: 15th January 2026

Best Bank in the current economic climate

Best Bank in the current economic climate Reviewed on: 15th January 2026

Easy to set up account.

Easy to set up account. App is user friendly. Good savings rates offered. Reviewed on: 15th January 2026

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