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Zopa: Current account reviews

Name: Current account
Rating: 4.82 (6599 reviews)

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4.82

Based on 6,599 reviews, last reviewed 13th Aug 2026

99% decrease in 5 star reviews

in the past 90 days

67% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Innovative design and seamless delivery of products... Innovative design and seamless delivery of products and services Reviewed on: 13th August 2026

Latest lowest rating:

1

Security and customer service non existent They gave away thousands of pounds of my money in a fraud . Not their fault obviously not security isn’t good enough and customer service is appalling... Read more Reviewed on: 30th May 2026

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About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Current account reviews (6599)

Easy website to navigate.

Easy website to navigate. Excellent incentives for saving and direct debit payments Reviewed on: 15th January 2026

Amazing rates for savers.

Amazing rates for savers. Great account. Towering above other " big" brands Reviewed on: 15th January 2026

Class Leading Savings rate for Biscuit Account

Class Leading Savings rate for Biscuit Account Reviewed on: 15th January 2026

No annual feeNo foreign transaction feesEasy, quic...

No annual fee No foreign transaction fees Easy, quick application Simple app with full control Good for everyday spending and credit building Reviewed on: 15th January 2026

EXCELLENT service.

EXCELLENT service. Very reliable service Reviewed on: 15th January 2026

Great for savers

Great savings rate and options to boost interest on my savings. Reviewed on: 15th January 2026

Good banking

Easy app to use. Good selection of accounts. Good communications. Reviewed on: 15th January 2026

So easy to use and very clear.

So easy to use and very clear. Always updated Reviewed on: 15th January 2026

Zopa offers variety

Zopa have a variety of ways to save your money with great interest rates and everything ready available on one app. Zopa are definitely a great way to bank Reviewed on: 15th January 2026

Altogethet excellent

Excellent rates Very helpful if you have a question. Exvellent spp Reviewed on: 15th January 2026

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