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Zopa: Current account reviews

Name: Current account
Rating: 4.93 (6589 reviews)

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4.93

Based on 6,589 reviews, last reviewed 30th Apr 2026

73% decrease in 5 star reviews

in the past 90 days

64% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great interest rate offers. Nice simple to use app and great interest rate offers. Reviewed on: 27th April 2026

Latest lowest rating:

1

No MSE £15 credit as promised I applied for a current (Biscuit) account using a MSE link in March 2026 promising a credit of £15. I used the right link but no£15 has arrived and Zo... Read more Reviewed on: 30th April 2026

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About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Current account reviews (6589)

Easy to use App .

Easy to use App . Help centre has all the answers for normal day usage Reviewed on: 15th January 2026

Why aren’t you with Zopa?!

Love the ease of using the Zopa App - great rates and they don’t take the biscuit when you need help! I had a couple of friends sign up after my recommendation and they are also happy! Reviewed on: 15th January 2026

Great service and easy to manage on the app

Great service and easy to manage on the app Reviewed on: 15th January 2026

Zopa the bank you need

Zopa was very easy and straightforward in all operations. Made it easy the apps, the peoples just high level of customer service Reviewed on: 15th January 2026

Opening to saving

From opening the account to opening a savings account the entire process has been very easy and any question I send to customer services has been responded to clearly and quickly Reviewed on: 15th January 2026

It is so easy

Very easy to us and very straightforward Reviewed on: 15th January 2026

Zopa provides unique features that others banks dont

Savings pots, great interest rates, voice transactions and just a few of the features you don't get from other banks. Reviewed on: 15th January 2026

Excellent app, great market leading savings product.

Excellent app, great market leading savings product. Excellent notification. Reviewed on: 15th January 2026

Zopla has made it simple for me to understand how i...

Zopla has made it simple for me to understand how i can make my money work, never really ever been good with maths. The simple ways they explain things has truly made a difference to my secruity i feel safer Reviewed on: 15th January 2026

Everything I've done with Zopa has been so smooth

Everything I've done with Zopa has been so smooth and easy, from Loan to Current Account to Savings Account with an excellent interest rate. Reviewed on: 15th January 2026

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