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Zopa: Current account reviews

4.93
Based on 6,589 reviews, last reviewed 30th Apr 2026
73% decrease in 5 star reviews
in the past 90 days
64% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
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0%
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0%
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0%

Latest highest rating:

5

Great interest rate offers. Nice simple to use app and great interest rate offers. Reviewed on: 27th April 2026
Adam's avatar
Adam

Latest lowest rating:

1

No MSE £15 credit as promised I applied for a current (Biscuit) account using a MSE link in March 2026 promising a credit of £15. I used the right link but no£15 has arrived and Zo... Read more Reviewed on: 30th April 2026
Maxwell Gridley's avatar
Maxwell Gridley

About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Current account reviews (6589)

Great interest rates and apps makes saving easy

5
Great interest rates and apps makes saving easy Reviewed on: 15th January 2026

Ease of use, customer service great

5
Easy to use, customer service great. Very helpful and informative. Transferring of funds easy between all accounts Reviewed on: 15th January 2026

Good experience with direct debit cashback.

5
Good experience with direct debit cashback. Like the £% interest in the current account. Fun and interesting layout and design ideas. Friendly correspondence and friendly attitude to customers. Reviewed on: 15th January 2026

You very awesome and fantastic always help if needed

5
You very awesome and fantastic always help if needed Reviewed on: 15th January 2026

Good bank i like referal program

5
Good bank i like referal program Reviewed on: 15th January 2026

Great account with excellent bonuses, regular saving...

5
Great account with excellent bonuses, regular savings & great current account interest rate. Reviewed on: 15th January 2026

Banking made easy

5
I found the banking app easy to use and the information relevant to my needs. The bank offers all the facilities you need and it’s simple , quick and good communication by email and on the app Reviewed on: 15th January 2026

Fantastic, zero hassle!

5
Great incentives, easy to set up my accounts, would highly recommend. Reviewed on: 15th January 2026

V Good interest rates

5
The interest rates on all the accounts are very good.The Zopa app iseasy to use. All good up-to-now. Reviewed on: 15th January 2026

Great service

5
Great service from the start of opening my accout. Easy to use online. Good saving accounts. Reviewed on: 15th January 2026

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