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Zopa: Current account reviews

4.82
Based on 6,599 reviews, last reviewed 13th Aug 2026
99% decrease in 5 star reviews
in the past 90 days
67% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Innovative design and seamless delivery of products... Innovative design and seamless delivery of products and services Reviewed on: 13th August 2026
Jay's avatar
Jay

Latest lowest rating:

1

Security and customer service non existent They gave away thousands of pounds of my money in a fraud . Not their fault obviously not security isn’t good enough and customer service is appalling... Read more Reviewed on: 30th May 2026
K's avatar
K

About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Current account reviews (6599)

Great interest rates and apps makes saving easy

5
Great interest rates and apps makes saving easy Reviewed on: 15th January 2026

Ease of use, customer service great

5
Easy to use, customer service great. Very helpful and informative. Transferring of funds easy between all accounts Reviewed on: 15th January 2026

Good experience with direct debit cashback.

5
Good experience with direct debit cashback. Like the £% interest in the current account. Fun and interesting layout and design ideas. Friendly correspondence and friendly attitude to customers. Reviewed on: 15th January 2026

You very awesome and fantastic always help if needed

5
You very awesome and fantastic always help if needed Reviewed on: 15th January 2026

Good bank i like referal program

5
Good bank i like referal program Reviewed on: 15th January 2026

Great account with excellent bonuses, regular saving...

5
Great account with excellent bonuses, regular savings & great current account interest rate. Reviewed on: 15th January 2026

Banking made easy

5
I found the banking app easy to use and the information relevant to my needs. The bank offers all the facilities you need and it’s simple , quick and good communication by email and on the app Reviewed on: 15th January 2026

Fantastic, zero hassle!

5
Great incentives, easy to set up my accounts, would highly recommend. Reviewed on: 15th January 2026

V Good interest rates

5
The interest rates on all the accounts are very good.The Zopa app iseasy to use. All good up-to-now. Reviewed on: 15th January 2026

Great service

5
Great service from the start of opening my accout. Easy to use online. Good saving accounts. Reviewed on: 15th January 2026

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