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Zopa: Current account reviews

Name: Current account
Rating: 4.82 (6599 reviews)

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4.82

Based on 6,599 reviews, last reviewed 13th Aug 2026

99% decrease in 5 star reviews

in the past 90 days

67% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Innovative design and seamless delivery of products... Innovative design and seamless delivery of products and services Reviewed on: 13th August 2026

Latest lowest rating:

1

Security and customer service non existent They gave away thousands of pounds of my money in a fraud . Not their fault obviously not security isn’t good enough and customer service is appalling... Read more Reviewed on: 30th May 2026

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About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Current account reviews (6599)

Great customer service and

Great customer service and excellent service to very happy Reviewed on: 15th January 2026

Very intuitive interface.

Very intuitive interface. Good design. Daily interest a benefit. Reviewed on: 15th January 2026

Easy to use and great interest rates

Love that it has a higher rate of interest than my own bank I had been with over 20 years. Also love the fact you can open saving pots instantly and have the option to lock it in. Reviewed on: 15th January 2026

The best bank!

The best bank! I love the way the app is laid out, so clear and easy to use. The savings pots are a perfect way for me to organise my money and the interest rates on them is great! I also have an excellent regular saver. So many perks with this account! Reviewed on: 15th January 2026

Easy to move money in and out at a good...

Easy to move money in and out at a good interest rate Reviewed on: 15th January 2026

A free current account with great benefits!!!

Zopa has been fantastic, the benefits attached to their free current account tops all the major banks and they are constantly adding updates to their app to make the mobile banking experience more streamlined and supportive with their financial guides AI. It's extremely easy to connect Zopa with your existing bank as well! Reviewed on: 15th January 2026

Great service

Helps me balance my finances, helps me out of sticky situations Reviewed on: 15th January 2026

It has been easy for me to see track and mange my mo...

It has been easy for me to see track and mange my money and spending Reviewed on: 15th January 2026

I really like to have my savings saved and giving me...

I really like to have my savings saved and giving me money Reviewed on: 15th January 2026

Came for the 7% stayed for the cash back etc

I was drawn in by the 7% interest saver...and it just got better from there to be honest and now most of my money goes into my Zopa account and it's also the primary source of my savings. Reviewed on: 15th January 2026

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