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Zopa: Current account reviews

Name: Current account
Rating: 4.93 (6589 reviews)

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4.93

Based on 6,589 reviews, last reviewed 30th Apr 2026

70% decrease in 5 star reviews

in the past 90 days

64% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great interest rate offers. Nice simple to use app and great interest rate offers. Reviewed on: 27th April 2026

Latest lowest rating:

1

No MSE £15 credit as promised I applied for a current (Biscuit) account using a MSE link in March 2026 promising a credit of £15. I used the right link but no£15 has arrived and Zo... Read more Reviewed on: 30th April 2026

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About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Current account reviews (6589)

I’ve used several banking providers

Used several banking providers over the past 15 years nd Zopa are one is the best Reviewed on: 15th January 2026

Very user friendly and straightforward experience

Very user friendly and straightforward experience Reviewed on: 15th January 2026

Best bank accounts ever

I am so pleased to have opened a Zopa Biscuit Account and Holiday Pot. With absolutely the best interest rates around it made so much sense to save for my holiday. Thanks to Zopa I managed to save up for a lovely holiday in Antigua. I was a bit sceptical at first as I’m not great doing online stuff but was reasured by the friendly, helpful REAL people you can call on the telephone should you have any queries. Wouldn’t hesitate to recommend this bank to anyone. In fact, I’ve already got my daughter to sign up for an account! Thanks Zopa. Reviewed on: 15th January 2026

Zopa has a snazzy looking app.

Zopa has a snazzy looking app. It is also fast to use. Zopa currently provides best in class interest rates. These are what I like the most so far. Reviewed on: 15th January 2026

I found zopa very fair and very easy to stand ther...

I found zopa very fair and very easy to stand ther vank jurguns. Reviewed on: 15th January 2026

Great have incase of emergencies and special occasions

A Great way to manage money and great to have incase of emergencies and special occasions. Reviewed on: 15th January 2026

All you need at your finger tips

Easy to use banking app. Confidence in security. Great bonus and loyalty reward rates for savings Reviewed on: 15th January 2026

Ease of navigation online

Easy to open account and navigate online. Very good saving rates as well as good rates on current account. Reviewed on: 15th January 2026

High savings rate with good apps

High savings rate with good apps Reviewed on: 15th January 2026

Excellent company with good benefits

Excellent company with good benefits Reviewed on: 15th January 2026

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