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Zopa: Current account reviews

4.93
Based on 6,589 reviews, last reviewed 30th Apr 2026
70% decrease in 5 star reviews
in the past 90 days
64% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
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0%
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0%
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0%

Latest highest rating:

5

Great interest rate offers. Nice simple to use app and great interest rate offers. Reviewed on: 27th April 2026
Adam's avatar
Adam

Latest lowest rating:

1

No MSE £15 credit as promised I applied for a current (Biscuit) account using a MSE link in March 2026 promising a credit of £15. I used the right link but no£15 has arrived and Zo... Read more Reviewed on: 30th April 2026
Maxwell Gridley's avatar
Maxwell Gridley

About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Current account reviews (6589)

Zopa A Very easy App to use

5
App easy to use and moving money from other non Zopa accounts is very quick Reviewed on: 15th January 2026

Really good to have a card that I can use as kind of...

5
Really good to have a card that I can use as kind of a bare bit of cash when I need it. I often transfer money to here just as some extras like coffees, some lunch and that's just for that. Very easy to use Reviewed on: 15th January 2026

Great service so far happy with the experience

5
Great service so far happy with the experience Reviewed on: 15th January 2026

Amazing online services.

5
Amazing online services. From day 1, I’ve only received excellent support and help. Reviewed on: 15th January 2026

Easy to set up an account and keep track of everythi...

5
Easy to set up an account and keep track of everything all in one place Reviewed on: 15th January 2026

Very easy to use,and a great bank and credit card

5
Very easy to use,and a great bank and credit card Reviewed on: 15th January 2026

Never encountered problems always 100%

5
Never encountered problems always 100% Reviewed on: 15th January 2026

Very friendly and very easy to understand.

5
Very friendly and very easy to understand. Loan arrangement was quick and painless. I’ve used them twice and would recommend to anyone. Reviewed on: 15th January 2026

Great App and excellent Savings accounts with compet...

5
Great App and excellent Savings accounts with competitive rates. Reviewed on: 15th January 2026

amazing fantastic really good love it its the best

5
amazing fantastic really good love it its the best Reviewed on: 15th January 2026

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