Paid advertisement
Smart Money People Logo
Newsletter

Zopa: Current account reviews

4.82
Based on 6,599 reviews, last reviewed 13th Aug 2026
99% decrease in 5 star reviews
in the past 90 days
67% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Innovative design and seamless delivery of products... Innovative design and seamless delivery of products and services Reviewed on: 13th August 2026
Jay's avatar
Jay

Latest lowest rating:

1

Security and customer service non existent They gave away thousands of pounds of my money in a fraud . Not their fault obviously not security isn’t good enough and customer service is appalling... Read more Reviewed on: 30th May 2026
K's avatar
K

About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Current account now

Help others make smarter decisions by sharing your own experience. Write a review

Zopa Current account reviews (6599)

Zopa A Very easy App to use

5
App easy to use and moving money from other non Zopa accounts is very quick Reviewed on: 15th January 2026

Really good to have a card that I can use as kind of...

5
Really good to have a card that I can use as kind of a bare bit of cash when I need it. I often transfer money to here just as some extras like coffees, some lunch and that's just for that. Very easy to use Reviewed on: 15th January 2026

Great service so far happy with the experience

5
Great service so far happy with the experience Reviewed on: 15th January 2026

Amazing online services.

5
Amazing online services. From day 1, I’ve only received excellent support and help. Reviewed on: 15th January 2026

Easy to set up an account and keep track of everythi...

5
Easy to set up an account and keep track of everything all in one place Reviewed on: 15th January 2026

Very easy to use,and a great bank and credit card

5
Very easy to use,and a great bank and credit card Reviewed on: 15th January 2026

Never encountered problems always 100%

5
Never encountered problems always 100% Reviewed on: 15th January 2026

Very friendly and very easy to understand.

5
Very friendly and very easy to understand. Loan arrangement was quick and painless. I’ve used them twice and would recommend to anyone. Reviewed on: 15th January 2026

Great App and excellent Savings accounts with compet...

5
Great App and excellent Savings accounts with competitive rates. Reviewed on: 15th January 2026

amazing fantastic really good love it its the best

5
amazing fantastic really good love it its the best Reviewed on: 15th January 2026

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Zopa?

  • Personal loan

    from Zopa 4.91 from 69090 reviews
    Zopa
  • Fixed term savings account

    from Zopa 4.87 from 1795 reviews
    Zopa
  • Credit card

    from Zopa 4.87 from 44350 reviews
    Zopa
    View all products