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Zopa: Current account reviews

Name: Current account
Rating: 4.82 (6599 reviews)

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4.82

Based on 6,599 reviews, last reviewed 13th Aug 2026

99% decrease in 5 star reviews

in the past 90 days

67% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Innovative design and seamless delivery of products... Innovative design and seamless delivery of products and services Reviewed on: 13th August 2026

Latest lowest rating:

1

Security and customer service non existent They gave away thousands of pounds of my money in a fraud . Not their fault obviously not security isn’t good enough and customer service is appalling... Read more Reviewed on: 30th May 2026

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About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Current account reviews (6599)

Fantastic

Superb experience great bank seem to have the best rates for saving Reviewed on: 15th January 2026

Great Interest rates on both savings and Current Acc...

Great Interest rates on both savings and Current Account Reviewed on: 15th January 2026

Excellent experience for saving and banking

Excellent experience for saving and banking Reviewed on: 15th January 2026

Great visuals and easy to use app

Easy to use app with easy to view and use layout. Great interest rates for savings and bonus rates available too. No hesitation in recommending Reviewed on: 15th January 2026

Zopa got higher interest rate than others.

Zopa got higher interest rate than others. flexible Reviewed on: 15th January 2026

Zopa excellence

Everytome I have needed help with Account customer service has been outstanding. Easy to deal with knowledgeable and freindly Reviewed on: 15th January 2026

Easy and rewarding

Seamless opening of the account, with good operation and features in the app. Rates of interest are also very healthy, which was the main reason for joining. I haven’t needed to contact customer services, so have nothing to comment on there. Reviewed on: 15th January 2026

Very easy to use and no hassle big credit limit for...

Very easy to use and no hassle big credit limit for what I need and very helpful to deal with Reviewed on: 15th January 2026

Okay and acceptable

Seems okay. The website is needs to be more clear and users friendly. Reviewed on: 15th January 2026

The savings rates are fantastic, the app is really u...

The savings rates are fantastic, the app is really user-friendly. I’ve even opened an ISA with them now, I’m so impressed. Reviewed on: 15th January 2026

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