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Zopa: Current account reviews

Name: Current account
Rating: 4.93 (6589 reviews)

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4.93

Based on 6,589 reviews, last reviewed 30th Apr 2026

70% decrease in 5 star reviews

in the past 90 days

64% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great interest rate offers. Nice simple to use app and great interest rate offers. Reviewed on: 27th April 2026

Latest lowest rating:

1

No MSE £15 credit as promised I applied for a current (Biscuit) account using a MSE link in March 2026 promising a credit of £15. I used the right link but no£15 has arrived and Zo... Read more Reviewed on: 30th April 2026

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About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Current account reviews (6589)

New and fresh

Very clear and transparent, i’ve enjoyed all the facilities this account has to offer. I have moved a few accounts to this provider Reviewed on: 15th January 2026

Excellent service, Excellent app,

Excellent service, Excellent app, always there to help, Zopa is run how a bank should be run. Keeps a customer updated on what is happening with their account. I would highly recommended Zopa. Reviewed on: 15th January 2026

Great Banking experience

Very easy to use. You can see what is happening in your account with out having to search Reviewed on: 15th January 2026

A decent bank that says upfront what you can get.

A decent bank that says upfront what you can get. A really easy process to apply for things. Reviewed on: 15th January 2026

Saving pots

I love the fact that I can have as many savings pots as I like - one for a holiday, one for pet emergencies, a regular monthly saver etc. And all with a choice of access and interest rate. It makes managing my money so much easier. Reviewed on: 15th January 2026

Smooth and efficient

All round efficient service provided in all aspects of my banking/savings requirements. Reviewed on: 15th January 2026

Account quick and easy to open- good interest rates...

Account quick and easy to open- good interest rates on both the savings accounts I have. Reviewed on: 15th January 2026

and easy to use no hidden charges

Simple and easy to use no hidden charges Reviewed on: 15th January 2026

Opening the account

Easy to open the account online. Debit card arrived quickly. App is easy to us. Reviewed on: 15th January 2026

Great experience. Easy to use app.

Easy to use app. Great savings opportunities Reviewed on: 15th January 2026

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