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Zopa: Current account reviews

Name: Current account
Rating: 4.82 (6599 reviews)

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4.82

Based on 6,599 reviews, last reviewed 13th Aug 2026

99% decrease in 5 star reviews

in the past 90 days

67% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Innovative design and seamless delivery of products... Innovative design and seamless delivery of products and services Reviewed on: 13th August 2026

Latest lowest rating:

1

Security and customer service non existent They gave away thousands of pounds of my money in a fraud . Not their fault obviously not security isn’t good enough and customer service is appalling... Read more Reviewed on: 30th May 2026

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About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Current account reviews (6599)

New and fresh

Very clear and transparent, i’ve enjoyed all the facilities this account has to offer. I have moved a few accounts to this provider Reviewed on: 15th January 2026

Excellent service, Excellent app,

Excellent service, Excellent app, always there to help, Zopa is run how a bank should be run. Keeps a customer updated on what is happening with their account. I would highly recommended Zopa. Reviewed on: 15th January 2026

Great Banking experience

Very easy to use. You can see what is happening in your account with out having to search Reviewed on: 15th January 2026

A decent bank that says upfront what you can get.

A decent bank that says upfront what you can get. A really easy process to apply for things. Reviewed on: 15th January 2026

Saving pots

I love the fact that I can have as many savings pots as I like - one for a holiday, one for pet emergencies, a regular monthly saver etc. And all with a choice of access and interest rate. It makes managing my money so much easier. Reviewed on: 15th January 2026

Smooth and efficient

All round efficient service provided in all aspects of my banking/savings requirements. Reviewed on: 15th January 2026

Account quick and easy to open- good interest rates...

Account quick and easy to open- good interest rates on both the savings accounts I have. Reviewed on: 15th January 2026

and easy to use no hidden charges

Simple and easy to use no hidden charges Reviewed on: 15th January 2026

Opening the account

Easy to open the account online. Debit card arrived quickly. App is easy to us. Reviewed on: 15th January 2026

Great experience. Easy to use app.

Easy to use app. Great savings opportunities Reviewed on: 15th January 2026

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