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Zopa: Current account reviews

Name: Current account
Rating: 4.93 (6589 reviews)

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4.93

Based on 6,589 reviews, last reviewed 30th Apr 2026

70% decrease in 5 star reviews

in the past 90 days

64% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great interest rate offers. Nice simple to use app and great interest rate offers. Reviewed on: 27th April 2026

Latest lowest rating:

1

No MSE £15 credit as promised I applied for a current (Biscuit) account using a MSE link in March 2026 promising a credit of £15. I used the right link but no£15 has arrived and Zo... Read more Reviewed on: 30th April 2026

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About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Current account reviews (6589)

Very good,she is great superWhoever downloads it won...

Very good,she is great superWhoever downloads it won’t make a mistake Reviewed on: 15th January 2026

Best By Far

Great interest rates on savings and interest on a bank account, wow never heard of. Reviewed on: 15th January 2026

What it says in the biscuit tin perfect very easy to...

What it says in the biscuit tin perfect very easy to use never had apromblem Reviewed on: 15th January 2026

Very great service from a brilliant bank

Very great service from a brilliant bank with excellent customer service Reviewed on: 15th January 2026

Brilliant company, great savings rates.

Brilliant company, great savings rates. Really easy app interface. Customer service is fast. Easy to open different accounts. Very competitive rates and service. I've used a lot of different bank accounts and find Zopa up there with the best. Reviewed on: 15th January 2026

I love Zopa and it's app.

I love Zopa and it's app. It's really easy to use and attractively set out. Already recommended it to a few people. Reviewed on: 15th January 2026

Great rates and easy-to-use app.

App is easy to use and interest rates are excellent Reviewed on: 15th January 2026

Good rate of interest , web site very easy to...

Good rate of interest , web site very easy to use Reviewed on: 15th January 2026

Zopa is very clear about letting the customer know a...

Zopa is very clear about letting the customer know about changes to their account or savings. The interest for savings and the current account seems to be better than other banks. I have found that using the pots helps me save easily and I can organise my money better. Reviewed on: 15th January 2026

Easy to set up account no fuss no hassle

Easy to set up account no fuss no hassle and great interest rates. Very impressive customer service? Reviewed on: 15th January 2026

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