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Zopa: Current account reviews

Name: Current account
Rating: 4.93 (6589 reviews)

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4.93

Based on 6,589 reviews, last reviewed 30th Apr 2026

70% decrease in 5 star reviews

in the past 90 days

64% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great interest rate offers. Nice simple to use app and great interest rate offers. Reviewed on: 27th April 2026

Latest lowest rating:

1

No MSE £15 credit as promised I applied for a current (Biscuit) account using a MSE link in March 2026 promising a credit of £15. I used the right link but no£15 has arrived and Zo... Read more Reviewed on: 30th April 2026

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About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Current account reviews (6589)

They are reliable and quick transfering money

They are reliable and quick transfering money Reviewed on: 15th January 2026

Zopa are a breath of fresh air in the banking and sa...

Zopa are a breath of fresh air in the banking and saving world. Competitive rates and great customer service either on line or on the phone Reviewed on: 15th January 2026

Helped me to save as I no longer keep all my miney i...

Helped me to save as I no longer keep all my miney in my general account Reviewed on: 15th January 2026

Zopa has been fantastic.

Zopa has been fantastic. I have tried many different bank accounts to save money and none have come close to what Zopa offers. From their excellent interest rates to their Growth hub, I couldn't recommend Zopa enough. Reviewed on: 15th January 2026

Good user friendly interface and user support

Good user friendly interface and user support Reviewed on: 15th January 2026

Zopa the newest and best name in banking.

I joined Zopa a while back as a credit card customer. Notice that they launched a bank account opened one up found it totally stress free and so easy to access my money and control online too, that I shared it with all my friends 7 of which opened an account and are also very happy with it but especially love the interest rate on the savings account. Reviewed on: 15th January 2026

Great service Great ppl love the options

Great service Great ppl love the options Reviewed on: 15th January 2026

Great Service

Can't fault them for anything in the time I've used them Reviewed on: 15th January 2026

I found the whole experience with Zopa brilliant fro...

I found the whole experience with Zopa brilliant from the very beginning. The onboarding journey was really easy to navigate. The app is simple to navigate but provides all the information I need to manage my savings. Seeing the increase in interest rate daily also encourages me to save more Reviewed on: 15th January 2026

Great app, great services

Zopa has the most user friendly app on the market, and so many great products with very competitive rates. I haven’t found another bank that offers better value for money for the consumer, it has been a delight to sign up with them. Reviewed on: 15th January 2026

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