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Zopa: Current account reviews

Name: Current account
Rating: 4.82 (6599 reviews)

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4.82

Based on 6,599 reviews, last reviewed 13th Aug 2026

99% decrease in 5 star reviews

in the past 90 days

67% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Innovative design and seamless delivery of products... Innovative design and seamless delivery of products and services Reviewed on: 13th August 2026

Latest lowest rating:

1

Security and customer service non existent They gave away thousands of pounds of my money in a fraud . Not their fault obviously not security isn’t good enough and customer service is appalling... Read more Reviewed on: 30th May 2026

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About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Current account reviews (6599)

They are reliable and quick transfering money

They are reliable and quick transfering money Reviewed on: 15th January 2026

Zopa are a breath of fresh air in the banking and sa...

Zopa are a breath of fresh air in the banking and saving world. Competitive rates and great customer service either on line or on the phone Reviewed on: 15th January 2026

Helped me to save as I no longer keep all my miney i...

Helped me to save as I no longer keep all my miney in my general account Reviewed on: 15th January 2026

Zopa has been fantastic.

Zopa has been fantastic. I have tried many different bank accounts to save money and none have come close to what Zopa offers. From their excellent interest rates to their Growth hub, I couldn't recommend Zopa enough. Reviewed on: 15th January 2026

Good user friendly interface and user support

Good user friendly interface and user support Reviewed on: 15th January 2026

Zopa the newest and best name in banking.

I joined Zopa a while back as a credit card customer. Notice that they launched a bank account opened one up found it totally stress free and so easy to access my money and control online too, that I shared it with all my friends 7 of which opened an account and are also very happy with it but especially love the interest rate on the savings account. Reviewed on: 15th January 2026

Great service Great ppl love the options

Great service Great ppl love the options Reviewed on: 15th January 2026

Great Service

Can't fault them for anything in the time I've used them Reviewed on: 15th January 2026

I found the whole experience with Zopa brilliant fro...

I found the whole experience with Zopa brilliant from the very beginning. The onboarding journey was really easy to navigate. The app is simple to navigate but provides all the information I need to manage my savings. Seeing the increase in interest rate daily also encourages me to save more Reviewed on: 15th January 2026

Great app, great services

Zopa has the most user friendly app on the market, and so many great products with very competitive rates. I haven’t found another bank that offers better value for money for the consumer, it has been a delight to sign up with them. Reviewed on: 15th January 2026

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