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Zopa: Current account reviews

Name: Current account
Rating: 4.93 (6589 reviews)

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4.93

Based on 6,589 reviews, last reviewed 30th Apr 2026

70% decrease in 5 star reviews

in the past 90 days

64% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great interest rate offers. Nice simple to use app and great interest rate offers. Reviewed on: 27th April 2026

Latest lowest rating:

1

No MSE £15 credit as promised I applied for a current (Biscuit) account using a MSE link in March 2026 promising a credit of £15. I used the right link but no£15 has arrived and Zo... Read more Reviewed on: 30th April 2026

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About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Current account reviews (6589)

Very easy to use and the rates are fab

Very easy to use and the rates are fab Reviewed on: 15th January 2026

Unbeatable interest on savings account and the bonus...

Unbeatable interest on savings account and the bonus of 2% On balance In Biscuit current account Reviewed on: 15th January 2026

Really impressed with Zopa

Really impressed with Zopa especially the range of saving accounts and leading rates, I have about 8 bank accounts zopa wins hands down Reviewed on: 15th January 2026

Great interest rates and really easy to use

Great interest rates and really easy to use Reviewed on: 15th January 2026

notifications for every transaction and cashback as...

notifications for every transaction and cashback as well very efficient Reviewed on: 15th January 2026

great overall bank

interest rates the best in the market the app is user friendly Reviewed on: 15th January 2026

Great interest rates, banking app is easy to use

Great interest rates, banking app is easy to use Reviewed on: 15th January 2026

Excellent service since I have been using them

Excellent service since I have been using them Reviewed on: 15th January 2026

Easy to use App friendly customer

Easy to use App friendly customer service great savings account Reviewed on: 15th January 2026

Just an excellent online bank and there’s not a lot...

Just an excellent online bank and there’s not a lot more I can add to that. The fact you can save in an account where you have to give notice to draw money out prevents me from withdrawing money and helps me save Reviewed on: 15th January 2026

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