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Zopa: Current account reviews

4.93
Based on 6,589 reviews, last reviewed 30th Apr 2026
70% decrease in 5 star reviews
in the past 90 days
64% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
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0%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

Great interest rate offers. Nice simple to use app and great interest rate offers. Reviewed on: 27th April 2026
Adam's avatar
Adam

Latest lowest rating:

1

No MSE £15 credit as promised I applied for a current (Biscuit) account using a MSE link in March 2026 promising a credit of £15. I used the right link but no£15 has arrived and Zo... Read more Reviewed on: 30th April 2026
Maxwell Gridley's avatar
Maxwell Gridley

About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Current account reviews (6589)

Great bank best interest rate and the support are fr...

5
Great bank best interest rate and the support are friendly I've recommended it to a few friends. Reviewed on: 15th January 2026

Zopa is a great company with excellent customer service

5
Zopa is a great company with excellent customer service Reviewed on: 15th January 2026

Easy to set up, competitive interest rates and easy...

5
Easy to set up, competitive interest rates and easy to move money around Reviewed on: 15th January 2026

Very good app easy to use clear instructions and hel...

5
Very good app easy to use clear instructions and help is available Reviewed on: 15th January 2026

An efficient app for banking with useful accounts an...

5
An efficient app for banking with useful accounts and good interest rated Reviewed on: 15th January 2026

My experience with Zopa has been joyous and exce...

5
My experience with Zopa has been joyous and excellent with their services, very prompt and professional. Their services are fast and great. Reviewed on: 15th January 2026

Great experience no issues so far

5
Great experience no issues so far Reviewed on: 15th January 2026

Efficient and smart saving high interest

5
Efficient and smart saving high interest Reviewed on: 15th January 2026

New customer

5
Very simple to download and easy to pay in from other bank. I am relatively new to the bank but so far a positive experience. I also applied for credit card and was very impressed with speed and downloaded the app which is very easy to navigate Reviewed on: 15th January 2026

Easy to set up / use and great interest rates

5
Easy to set up / use and great interest rates Reviewed on: 15th January 2026

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