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Zopa: Current account reviews

Name: Current account
Rating: 4.93 (6589 reviews)

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4.93

Based on 6,589 reviews, last reviewed 30th Apr 2026

54% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great interest rate offers. Nice simple to use app and great interest rate offers. Reviewed on: 27th April 2026

Latest lowest rating:

1

No MSE £15 credit as promised I applied for a current (Biscuit) account using a MSE link in March 2026 promising a credit of £15. I used the right link but no£15 has arrived and Zo... Read more Reviewed on: 30th April 2026

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About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Current account reviews (6589)

Exciting investment opportunities that are flexible

Exciting investment opportunities that are flexible Reviewed on: 15th January 2026

Great, seamless, easy to use

I recently opened a Zopa Biscuit account as I had seen it on Social Media, easy app to use. Didn't realise just how good the benefits were cashback on bills amazing. I have already recommended to 4 people. Reviewed on: 15th January 2026

Brilliant rates of interest easy app to navigate sim...

Brilliant rates of interest easy app to navigate simple to get around Reviewed on: 15th January 2026

Best bank to save money, best savings rates.

Best bank to save money, best savings rates. Reviewed on: 15th January 2026

Brilliant simple app.

Brilliant simple app. Very happy with everything Reviewed on: 15th January 2026

Great App,n easy to use, competitive rates on produc...

Great App,n easy to use, competitive rates on products, love the savings pots Reviewed on: 15th January 2026

Excellent company to deal with, even when I have iss...

Excellent company to deal with, even when I have issues they’re sorted quickly Reviewed on: 15th January 2026

Zopa is amazing, better than other online UK banks

Zopa is amazing, better than other online banks in the UK in providing good saving account pots with great interest in return. Love to use their app, very friendly and easy to use. Reviewed on: 15th January 2026

Great bank to deal with, service excellent.

Great bank to deal with, service excellent. Reviewed on: 15th January 2026

The only thing that annoys me a little is related to...

The only thing that annoys me a little is related to the the fact i can’t use Zopa as a physical bank Reviewed on: 15th January 2026

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