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Zopa: Current account reviews

4.93
Based on 6,589 reviews, last reviewed 30th Apr 2026
54% decrease in 5 star reviews
in the past 90 days
50% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
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5%
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0%
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0%
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0%

Latest highest rating:

5

Great interest rate offers. Nice simple to use app and great interest rate offers. Reviewed on: 27th April 2026
Adam's avatar
Adam

Latest lowest rating:

1

No MSE £15 credit as promised I applied for a current (Biscuit) account using a MSE link in March 2026 promising a credit of £15. I used the right link but no£15 has arrived and Zo... Read more Reviewed on: 30th April 2026
Maxwell Gridley's avatar
Maxwell Gridley

About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Current account reviews (6589)

Biscuit helped me safe more efficiently

5
Biscuit helped me safe more efficiently and it was great to have most of my money in one place. The app is easy to use and customer service extremely helpful. Reviewed on: 15th January 2026

So easy to use and track my money with great interes...

5
So easy to use and track my money with great interest rates Reviewed on: 15th January 2026

Zopa versus Chase

5
I can cashback for any cash in my account. I also cashback for direct debits and standing orders. Nearest equivalent to Zopa is Chase which I still use but now Zopa gives me more. Reviewed on: 15th January 2026

Zopa is Great

5
Zopa provides a great service with great account options and interest rates for saving. Reviewed on: 15th January 2026

Always happy with zopa biscuit account excellent com...

5
Always happy with zopa biscuit account excellent company Reviewed on: 15th January 2026

Easy to use site and good interest rates.

5
Easy to use site and good interest rates. Reviewed on: 15th January 2026

it was easy and very efficient.

5
it was easy and very efficient. love ZOPA Reviewed on: 15th January 2026

Very good customer service, excellent products

5
Very good customer service, excellent products with great rates, extremely good app, brilliant all round, very pleased. Reviewed on: 15th January 2026

Good service, great interest rates

5
Good service, great interest rates Reviewed on: 15th January 2026

Great banking - Best Interest Rates

5
Great banking experience with best interest rates Reviewed on: 15th January 2026

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