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Zopa: Current account reviews

Name: Current account
Rating: 4.94 (5573 reviews)

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4.94

Based on 5,573 reviews, last reviewed 21st Feb 2026

265000% increase in 5 star reviews

in the past 90 days

1200% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

It's been great with Biscuit! It's been great with Biscuit! Easy efficient and friendly. Reviewed on: 21st February 2026

Latest lowest rating:

1

Keep asking if I wan a credit increase then waste my... Keep asking if I wan a credit increase then waste my time and refuse Reviewed on: 14th February 2026

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About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Current account reviews (5573)

Excellent service very helpful & understanding

Excellent service very helpful & understanding Reviewed on: 15th January 2026

Its a good bank to work with.

Its a good bank to work with. Simple process and very safe Reviewed on: 15th January 2026

Zopa accounts

Zopa bank account is easy to manage through the app, quick and easy to apply. I also have credit card and loan from zopa they have helped me a lot and are helping me build my credit. Reviewed on: 15th January 2026

Fantastic rates and easy to use app, have and would...

Fantastic rates and easy to use app, have and would recommend! Got to keep those rates high though Reviewed on: 15th January 2026

Very easy to use app and the voice assistant for pay...

Very easy to use app and the voice assistant for paying bills is brilliant Reviewed on: 15th January 2026

Perfect place to save and keep my money .

Perfect place to save and keep my money . I have a credit card , loan , bank account and savings with them. The app is easy to use and when I’ve needed customer service they has answered promptly and helped me resolve my issues Reviewed on: 15th January 2026

They are good at fraud prevention.

They are good at fraud prevention. They dealt with a transfer I needed to make by putting it on hold until we had a conversation. I was really happy to do that. The idea you can split your ISA into fixed and variable in the same account is really innovative Reviewed on: 15th January 2026

I have had no issues with this account since I have...

I have had no issues with this account since I have opened it. Reviewed on: 15th January 2026

Zopa is becoming a go to option for online only banks!

Zopa current account is fast becoming a go to option for online only banks with some great perks with little cost to the consumer. Reviewed on: 15th January 2026

So simple even I can use it

Opening my account and using the app are so straight forward. Love the additional pots/accounts I’m able to have. Absolutely brilliant. Reviewed on: 15th January 2026

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