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Zopa: Current account reviews

Name: Current account
Rating: 4.93 (6589 reviews)

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4.93

Based on 6,589 reviews, last reviewed 30th Apr 2026

54% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great interest rate offers. Nice simple to use app and great interest rate offers. Reviewed on: 27th April 2026

Latest lowest rating:

1

No MSE £15 credit as promised I applied for a current (Biscuit) account using a MSE link in March 2026 promising a credit of £15. I used the right link but no£15 has arrived and Zo... Read more Reviewed on: 30th April 2026

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About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Current account reviews (6589)

great bank.

Easy to use and so fast with transactions and moving money. Always kept updated on spending. Great bank and great service. Reviewed on: 15th January 2026

Easy to use and simple.

Easy to use and simple. No issues with the app and clear to transfer Reviewed on: 15th January 2026

they offer Great interest rates and easy to open and...

they offer Great interest rates and easy to open and bonus for inviting friends Reviewed on: 15th January 2026

Good bank.

Good bank. Pays interest and get rewarded for using direct debit Reviewed on: 15th January 2026

Opened Zopa biscuit account Nov 25 and I’ve never lo...

Opened Zopa biscuit account Nov 25 and I’ve never looked back! Great account and excellent features and rates! Reviewed on: 15th January 2026

It was easy to set up the account.

It was easy to set up the account. The app is user friendly. I can understand what I can and can’t do on the account. Notifications come up quickly. Savings aspect is the reason why I joined and it hasn’t let me down. Reviewed on: 15th January 2026

Breath of fresh air.

Breath of fresh air...Wish I had moved accounts years ago....Recommended by my son in law. Reviewed on: 15th January 2026

Friendly staff east to make contact very helpful

Friendly staff east to make contact very helpful Reviewed on: 15th January 2026

Easy banking with no fuss.

Easy banking with no fuss. Excellent customer service and great interest rates and banking options Reviewed on: 15th January 2026

Good app all round.

Easy app to navigate, set up a smart isa which was easy and well explained. Also set up an access anytime saver with a 7.10 % rate, all in all a good experience for first time saver. Reviewed on: 15th January 2026

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