Write a review

Go to business site

Zopa: Current account reviews

Name: Current account
Rating: 4.93 (6589 reviews)

View other Zopa products

4.93

Based on 6,589 reviews, last reviewed 30th Apr 2026

54% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great interest rate offers. Nice simple to use app and great interest rate offers. Reviewed on: 27th April 2026

Latest lowest rating:

1

No MSE £15 credit as promised I applied for a current (Biscuit) account using a MSE link in March 2026 promising a credit of £15. I used the right link but no£15 has arrived and Zo... Read more Reviewed on: 30th April 2026

Read all reviews Write a review

About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Current account now

Help others make smarter decisions by sharing your own experience.

Write a review

Zopa Current account reviews (6589)

Excellent service and features using cutting edge te...

Excellent service and features using cutting edge technology Reviewed on: 15th January 2026

Extremely quick to set up and the speed, accuracy an...

Extremely quick to set up and the speed, accuracy and energy of the bank has remained constant. Reviewed on: 15th January 2026

Easy to manage and excellent rates

Easy to manage and excellent rates Reviewed on: 15th January 2026

I am saving more than I was with another well known...

I am saving more than I was with another well known high street bank, which charged me a fee to maintain the account Reviewed on: 15th January 2026

Excellent banking and hassle free

Excellent banking and hassle free highly recommend Reviewed on: 15th January 2026

It was easy to open account.

It was easy to open account. Good interest rates Reviewed on: 15th January 2026

Interest

Great for interest rates and chasback on direct debits. Easy to track and move money in and out of accounts. Reviewed on: 15th January 2026

Easy to manage finances and contact.

Easy to manage finances and contact. Reviewed on: 15th January 2026

They are able to answer my query on time

They are able to answer my query on time Reviewed on: 15th January 2026

Professional and efficient: The Zopa team cares for...

Professional and efficient: The Zopa team cares for their customers professionally and efficiently. Reviewed on: 15th January 2026

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Account (discontinued)
from Ditto Bank (inactive company) 3.00 from 4 reviews
Student Current Account
from Santander 4.03 from 11 reviews
Gold account
from NatWest 4.48 from 365 reviews

Want to see more from Zopa?

Cash ISA
from Zopa 4.95 from 1545 reviews
Personal loan
from Zopa 4.95 from 69082 reviews
Credit card
from Zopa 4.94 from 44342 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub