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Zopa: Current account reviews

Name: Current account
Rating: 4.93 (6589 reviews)

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4.93

Based on 6,589 reviews, last reviewed 30th Apr 2026

54% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great interest rate offers. Nice simple to use app and great interest rate offers. Reviewed on: 27th April 2026

Latest lowest rating:

1

No MSE £15 credit as promised I applied for a current (Biscuit) account using a MSE link in March 2026 promising a credit of £15. I used the right link but no£15 has arrived and Zo... Read more Reviewed on: 30th April 2026

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About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Current account reviews (6589)

Good rates of interest with easy to work app

Good rates of interest with easy to work app Reviewed on: 15th January 2026

I would like to express my appreciation for the exc...

I would like to express my appreciation for the excellent service I recently received from your team. The app is very easy to use . Service provided through the app was professiona courteous, and efficient in addressing my needs, making my overall experience smooth and pleasant. It’s reassuring to see such dedication to customer satisfaction. Reviewed on: 15th January 2026

Best interest rate I could find

Best interest rate I could find for fixed regular saver. good product range. Interest paid monthly. Can access money to withdraw from Easy Access account easily and whenever needed. Reviewed on: 15th January 2026

Excellent rates

Recommend by a friend to Zopa , excellent rates in current market. Easy to set up and administer Reviewed on: 15th January 2026

Awesome bank

The app and service are the best I've used ever. Reviewed on: 15th January 2026

Excellent start up bonus.

Excellent start up bonus. I hope they remain competitive. Reviewed on: 15th January 2026

I know my money is safe with you

I know my money is safe with you Reviewed on: 15th January 2026

Positively good

I'm relatively new to Zopa, but can only provide positive feedback thus far. Reviewed on: 15th January 2026

great service value and easy to use app.

great service value and easy to use app. All transactions can be accomplished without issue, in fact, so well that I havent had to call for assistance. Reviewed on: 15th January 2026

Very easy to use app and competitive savings rates

Very easy to use app and competitive savings rates Reviewed on: 15th January 2026

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