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Zopa: Current account reviews

Name: Current account
Rating: 4.93 (6589 reviews)

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4.93

Based on 6,589 reviews, last reviewed 30th Apr 2026

54% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great interest rate offers. Nice simple to use app and great interest rate offers. Reviewed on: 27th April 2026

Latest lowest rating:

1

No MSE £15 credit as promised I applied for a current (Biscuit) account using a MSE link in March 2026 promising a credit of £15. I used the right link but no£15 has arrived and Zo... Read more Reviewed on: 30th April 2026

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About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Current account reviews (6589)

Excellent bank account, earning interest on your bal...

Excellent bank account, earning interest on your balance Reviewed on: 15th January 2026

Best interest rate & easy to use

Best interest rate & easy to use Reviewed on: 15th January 2026

Professional service

Professional service easy to use Reviewed on: 15th January 2026

I love my current account with Zopa,

I love my current account with Zopa, I’ve been able to make money back on direct debits, really quickly transfer money to and from other accounts (it’s usually within minutes other banks can take hours to days) and I’ve been able to use it to unlock incredible savings rates. Reviewed on: 15th January 2026

Brilliant to bank with

I have been banking with Zopa for over a year and I have never had an issues, they are always extremely helpful and explain things very clearly. Reviewed on: 15th January 2026

It been a good experience so far with this bank...

It been a good experience so far with this bank Reviewed on: 15th January 2026

Best banking experience in 50 years!

Best banking experience in 50 years!! Reviewed on: 15th January 2026

Great little account for stashing my food and petrol...

Great little account for stashing my food and petrol shopping funds! Reviewed on: 15th January 2026

I love the user interface so friendly and easy yo use.

I love the user interface so friendly and easy yo use. The interest for the saving pot is the best in the market so far. Reviewed on: 15th January 2026

Very easy banking, neutral customer service score is...

Very easy banking, neutral customer service score is because I’ve never had to contact them Reviewed on: 15th January 2026

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