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Zopa: Current account reviews

Name: Current account
Rating: 4.94 (5658 reviews)

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4.94

Based on 5,658 reviews, last reviewed 25th Feb 2026

268750% increase in 5 star reviews

in the past 90 days

1200% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

4

Best Rainy Day Savings Easy to use, good initiatives and the best rates I’ve seen for savings accounts. I’ve been using Zopa to build my savings up, and have told a lot of f... Read more Reviewed on: 25th February 2026

Latest lowest rating:

2

It's not a proper Bank. It's not a proper Bank. It doesn't show your Biscuit Current account when you log into their website. The transaction dates do not match at times. Reviewed on: 21st February 2026

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About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Current account reviews (5658)

Perfect place to save and keep my money .

Perfect place to save and keep my money . I have a credit card , loan , bank account and savings with them. The app is easy to use and when I’ve needed customer service they has answered promptly and helped me resolve my issues Reviewed on: 15th January 2026

They are good at fraud prevention.

They are good at fraud prevention. They dealt with a transfer I needed to make by putting it on hold until we had a conversation. I was really happy to do that. The idea you can split your ISA into fixed and variable in the same account is really innovative Reviewed on: 15th January 2026

I have had no issues with this account since I have...

I have had no issues with this account since I have opened it. Reviewed on: 15th January 2026

Zopa is becoming a go to option for online only banks!

Zopa current account is fast becoming a go to option for online only banks with some great perks with little cost to the consumer. Reviewed on: 15th January 2026

So simple even I can use it

Opening my account and using the app are so straight forward. Love the additional pots/accounts I’m able to have. Absolutely brilliant. Reviewed on: 15th January 2026

Great Savings Options

Competitive interest rates ensure my money is working harder with Zopa. Reviewed on: 15th January 2026

Brilliant and friendly serviice,app easy to operate

Brilliant and friendly serviice,app easy to operate Reviewed on: 15th January 2026

Great company, very quick and helpful, probably one...

Great company, very quick and helpful, probably one of the best credit card companies I have ever used Reviewed on: 15th January 2026

Great customer service

Great customer service sort out my issues quickly and had every confidence Reviewed on: 15th January 2026

Fantastic

Zopa is fantastic all round. The app is really easy to use. Reviewed on: 15th January 2026

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