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Zopa: Current account reviews

Name: Current account
Rating: 4.93 (6589 reviews)

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4.93

Based on 6,589 reviews, last reviewed 30th Apr 2026

54% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great interest rate offers. Nice simple to use app and great interest rate offers. Reviewed on: 27th April 2026

Latest lowest rating:

1

No MSE £15 credit as promised I applied for a current (Biscuit) account using a MSE link in March 2026 promising a credit of £15. I used the right link but no£15 has arrived and Zo... Read more Reviewed on: 30th April 2026

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About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Current account reviews (6589)

The app is polished but can be tricky to navigate at...

The app is polished but can be tricky to navigate at times. The interest rates are very fair and the cashback scheme for direct debits is awesome! Reviewed on: 15th January 2026

Interest on all accounts is excellent and app is pro...

Interest on all accounts is excellent and app is probably the best I’ve used Reviewed on: 15th January 2026

Excellent online bank, easy to navigate app, great c...

Excellent online bank, easy to navigate app, great customer service, a friendly, professional and modern way to bank. Reviewed on: 15th January 2026

The platform is easy to set up and use..

The platform is easy to set up and use online and in App, giving clear visuals of your investments. These are easy to put money into and offer good returns. Reviewed on: 15th January 2026

Friendly

Nice friendly product. Simple to use app Reviewed on: 15th January 2026

The app is very user friendly, customer support is e...

The app is very user friendly, customer support is excellent and the products and rates are great Reviewed on: 15th January 2026

Great current account and love the savings pots.

Great current account and love the savings pots. Interest is excellent. Reviewed on: 15th January 2026

Awesome interest rate,great customer service.

Awesome interest rate,great customer service. Reviewed on: 15th January 2026

Good and transparent interest rates explained and ea...

Good and transparent interest rates explained and easy access to money Reviewed on: 15th January 2026

Very easy to use and have really helped me get my fi...

Very easy to use and have really helped me get my finances back to a great standard after having IVF. Reviewed on: 15th January 2026

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