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Zopa: Current account reviews

Name: Current account
Rating: 4.93 (6589 reviews)

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4.93

Based on 6,589 reviews, last reviewed 30th Apr 2026

54% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great interest rate offers. Nice simple to use app and great interest rate offers. Reviewed on: 27th April 2026

Latest lowest rating:

1

No MSE £15 credit as promised I applied for a current (Biscuit) account using a MSE link in March 2026 promising a credit of £15. I used the right link but no£15 has arrived and Zo... Read more Reviewed on: 30th April 2026

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About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Current account reviews (6589)

The account works perfectly for me and the app is br...

The account works perfectly for me and the app is brilliant w Reviewed on: 15th January 2026

Super easy and user friend app.

Super easy and user friend app. Everything is clearly set out with no ambiguity. Brilliant thanks - I have recommended you to many of my gritnds Reviewed on: 15th January 2026

Very easy to open the account and good rates.

Very easy to open the account and good rates. Simple straight forward App and communication is quick if there are any concerns. Reviewed on: 15th January 2026

Zopa from concept, to full services

Having been with Zopa from concept, through beta version and then taking on the account fully, u believe going forward, the account provision and customer service will thrive and provide good quality to those who sign up.very happy to be part of the journey of Zopa and it's ownership of giving goon quality products for the many. Reviewed on: 15th January 2026

Easy to manage and all good interest and trustworth...

Easy to manage and all good interest and trustworthy and boost my credit score Reviewed on: 15th January 2026

Love Zopa great interest rates and customer service

Love Zopa great interest rates and customer service Reviewed on: 15th January 2026

Extremely happy to have found this bank.

Extremely happy to have found this bank. I have recommended this bank to all my family and friends and happy to say they have all gone and opened accounts. Reviewed on: 15th January 2026

As a techniphobe seems quite straightforward and eas...

As a techniphobe seems quite straightforward and easy to use plus interest rate pretty good Reviewed on: 15th January 2026

Excellent service

Expert advice and excellent service. Easy and quick to apply Reviewed on: 15th January 2026

Good rates at the moment.

Good rates at the moment. Very pleased. Reviewed on: 15th January 2026

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