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Zopa: Current account reviews

4.94
Based on 5,659 reviews, last reviewed 25th Feb 2026
268800% increase in 5 star reviews
in the past 90 days
1200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
4%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Great disruptor to established Banks Very easy to open accounts. User friendly app. Exchange interest rates on accounts. Cash back on direct debits. Reviewed on: 25th February 2026
Alan R's avatar
Alan R

Latest lowest rating:

2

It's not a proper Bank. It's not a proper Bank. It doesn't show your Biscuit Current account when you log into their website. The transaction dates do not match at times. Reviewed on: 21st February 2026
Saver's avatar
Saver

About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Current account reviews (5659)

Fantastic

5
Zopa is fantastic all round. The app is really easy to use. Reviewed on: 15th January 2026

All round great experience easy to follow

5
All round great experience easy to follow Reviewed on: 15th January 2026

Great products and services

5
Great products and services , Good product selection, great rates Reviewed on: 15th January 2026

Have been with them from the start, account easily m...

5
Have been with them from the start, account easily managed. Cash back on spending and bills Reviewed on: 15th January 2026

Really happy with my experience.

5
Really happy with my experience. Reviewed on: 15th January 2026

Smart Zopa for smart banking

5
Instant transfers both in and out. You never have to worry where your money rests. Reviewed on: 15th January 2026

From day one, made to feel great about my choice of...

5
From day one, made to feel great about my choice of provider Reviewed on: 15th January 2026

Excellent, very helpfull, really amazing

5
Excellent, very helpfull, really amazing Reviewed on: 15th January 2026

Easy to use, easy set up and you get accepted very q...

5
Easy to use, easy set up and you get accepted very quickly Reviewed on: 15th January 2026

Easy way to solve your problem with Zopa help

5
Easy way to solve your problem with Zopa help Reviewed on: 15th January 2026

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