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Zopa: Current account reviews

Name: Current account
Rating: 4.93 (6589 reviews)

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4.93

Based on 6,589 reviews, last reviewed 30th Apr 2026

54% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great interest rate offers. Nice simple to use app and great interest rate offers. Reviewed on: 27th April 2026

Latest lowest rating:

1

No MSE £15 credit as promised I applied for a current (Biscuit) account using a MSE link in March 2026 promising a credit of £15. I used the right link but no£15 has arrived and Zo... Read more Reviewed on: 30th April 2026

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About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Current account reviews (6589)

Clearly laid out transactions

Everything is very easy to understand and clear when making transactions and moving money around. The banking app is excellent and you can see any transactions before you commit to them. Very pleased that I found Zopa bank Reviewed on: 15th January 2026

Excellent platform for savings paying well above any...

Excellent platform for savings paying well above any other rates. Reviewed on: 15th January 2026

easy to open the account, able to see predicted inte...

easy to open the account, able to see predicted interest- keeps you motivated to save Reviewed on: 15th January 2026

Simple, trendy and good returns.

Simple, trendy and good returns. I had been looking for a good bank account that meets my needs and I now found one. Reviewed on: 15th January 2026

Love Zopa

Just a very reliable, fast easy to understand bank. Reviewed on: 15th January 2026

Very easy to open account and start saving.

Very easy to open account and start saving. Also easy to navigate around app and to transfer money. Just as easy to use Apple Pay. Reviewed on: 15th January 2026

Nice and easy straightforward account.

Nice and easy straightforward account. I’m very happy with all spends come up on my phone. I know exactly where I stand the apps easier to use. Reviewed on: 15th January 2026

Super banking app.

Excellent savings %,easy to use app.keeping me well informed. What's not to love? Reviewed on: 15th January 2026

Very good customer service and polite

Very good customer service and polite Reviewed on: 15th January 2026

What's not to love?

easy and quick to verify and open account. Prompt delivery of bank card and banking app simple to navigate. Good interest rate too Reviewed on: 15th January 2026

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