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Zopa: Current account reviews

Name: Current account
Rating: 4.94 (5761 reviews)

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4.94

Based on 5,761 reviews, last reviewed 2nd Mar 2026

273500% increase in 5 star reviews

in the past 90 days

1200% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Easy to use app, no problems at all and good... Easy to use app, no problems at all and good rates Reviewed on: 2nd March 2026

Latest lowest rating:

2

It's not a proper Bank. It's not a proper Bank. It doesn't show your Biscuit Current account when you log into their website. The transaction dates do not match at times. Reviewed on: 21st February 2026

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About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Current account reviews (5761)

Mutual trust

Great bank and credit card service, only ever had 1 issue with app , was soon rectified, not being a mainstream bank I was a little uncertain, but have learnt to trust this bank now Reviewed on: 15th January 2026

Highly recommended

Easy to use via App. Immediate confirmations. Good interest rates. Reviewed on: 15th January 2026

A bank that communicates without over communicating,...

A bank that communicates without over communicating, easy to use app , nothing about it is over complicated Reviewed on: 15th January 2026

Zopa is great

Excellent customer service and response time. Fantastic offers as well as financial information to keep you informed on how to continue to improve financially. Zopa is great. Reviewed on: 15th January 2026

Easy, brilliant, very happy.

Easy, brilliant, very happy. Have recommended to multiple friends already Reviewed on: 15th January 2026

Any time I have any issues with my account I have re...

Any time I have any issues with my account I have received quick responses and resolution. Which is what you need in this day and age. Reviewed on: 15th January 2026

Outstanding banking.

Zopa has been a game-changer for me. From the current account to savings, loans, and the credit card, everything is incredibly easy to use, clearly explained, and refreshingly fair. The app is slick, fast, and intuitive, making everyday banking effortless. The savings products are excellent — competitive rates, total transparency, and no unnecessary complexity. Loans and the credit card feel genuinely fair, with clear terms, sensible pricing, and absolutely no hidden surprises. You always know exactly where you stand, which is rare these days. What really sets Zopa apart is how customer-focused it feels. Everything just works, support is responsive, and the whole experience feels modern, secure, and designed to make managing money stress-free. If you want a bank that combines great tech with fair products and outstanding usability, Zopa is hard to beat. I wouldn’t hesitate to recommend it — easily one of the best financial services I’ve used. Reviewed on: 15th January 2026

App is very good easy to use.

App is very good easy to use. There communication is excellent. Reviewed on: 15th January 2026

Easy to use app,

Easy to use app, the whole process was good Reviewed on: 15th January 2026

Easy to use app.

Easy to use app. Money movements are super fast. Reviewed on: 15th January 2026

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