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Zopa: Current account reviews

Name: Current account
Rating: 4.93 (6589 reviews)

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4.93

Based on 6,589 reviews, last reviewed 30th Apr 2026

33% decrease in 5 star reviews

in the past 90 days

33% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great interest rate offers. Nice simple to use app and great interest rate offers. Reviewed on: 27th April 2026

Latest lowest rating:

1

No MSE £15 credit as promised I applied for a current (Biscuit) account using a MSE link in March 2026 promising a credit of £15. I used the right link but no£15 has arrived and Zo... Read more Reviewed on: 30th April 2026

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About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Current account reviews (6589)

Zopa Bank

Good banking App, providing varied services including current account, savings and loans Reviewed on: 15th January 2026

Shayesta

Best way to bank we love i Best way to bank we love it Reviewed on: 15th January 2026

Zopa Bank is for all.

When I first joined Zopa Bank, it was such a seamless process. I felt supported and I received answers immediately. I was so thankful to finally have a credit card, especially for those unexpected turns in life. I would recommend Zopa Bank to anyone. Reviewed on: 15th January 2026

The apps is easy to use, good rewards; with attracti...

The apps is easy to use, good rewards; with attractive interest rate in current account and many benefits in saving; Reviewed on: 15th January 2026

Best card ever I used very good card

Best card ever I used very good card Reviewed on: 15th January 2026

Easy to understand accounts.

Easy to understand accounts. Easy to open and use. Reviewed on: 15th January 2026

Very professional

Enjoy my relationship with Zopa, helpful, very professional and they suit my requirements Reviewed on: 15th January 2026

Good Rates!

Opened account to get boosted interest rate, found app user friendly and the rates very competitive Reviewed on: 15th January 2026

I love Zopa

I love Zopa. Great, easy to use app & top savings interest rates. Being able to control my finances from my phone is so convenient. I have recommended to family & friends. Reviewed on: 15th January 2026

Great experience good repayment options

Great experience good repayment options Reviewed on: 15th January 2026

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